Mike McDonnell

Best UK Referral Codes 2026

Every working UK referral code I personally use. Banking, energy, cashback, hosting and AI tools, all re-verified monthly.

19 live offers · each shows the date I last verified it in the Verified column below.

Ad/affiliate disclosure: if you open an account through a link on this page I may receive a referral payment. This costs you nothing and does not reduce your bonus.

BrandBonusCodeVerified 
Tide£100 £100 after spending £500 on your Tide card in 90 daysJJ2WDYAug 2026Get code →
Wise£500 Free Wise card OR fee-free transfers up to £500Link onlyAug 2026Get code →
Capital on Tap£75 £75 cash equivalent (7,500 points) after first transaction2REFM287Z71Aug 2026Get code →
Octopus Energy£50 £50 credit each way for home customers. £75 each for business and charity customers. Credit lands after your first direct debit clears.Link onlyAug 2026Get code →
Octopus Business Energy£75 £75 business energy credit each side (£150 split) when a business or charity switchesLink onlyAug 2026Get code →
AJ Bell£100 £100 Amazon.co.uk gift card each when a new customer opens an AJ Bell SIPP, ISA, Lifetime ISA or Dealing account and funds a combined £10,000 within 120 daysLink onlyAug 2026Get code →
Opus Clip$50 Pro plan at $174 a year instead of $29 a month, exactly 50% offLink onlyJul 2026Get code →
GoCardless£100 £100 once you collect £500 in payments in 3 monthsLink onlyMay 2026Get code →
SiteGround£80 Up to 80% off year-one hosting, plus a free domain and one free professional site migrationLink onlyAug 2026Get code →
Revolut£60 Up to £60 to the referrer per qualifying friend; new-customer bonus shown in-app at sign-upmichaej0m0!JUL2-26-VR-GBAug 2026Get code →
Gling AI$50 Up to 50% off any paid plan with annual billing, plus a free plan to testLink onlyJul 2026Get code →
Monzo Refer a Friend£50 £5 to £50 random (personal) or £50 (business) per referralLink onlyJun 2026Get code →
Monzo Home Insurance£50 Random £10/£20/£50 rewardLink onlyMay 2026Get code →
Fyxer AI$25 $25 off any Fyxer AI subscriptionLink onlyMay 2026Get code →
Hostinger£20 20% off any 12+ month Hostinger hosting planGC3MICHAEXOZJul 2026Get code →
Desktronic£15 £15 off any Desktronic order over £200 with my referral linkLink onlyJun 2026Get code →
Wispr Flow$15 1 free month of Wispr Flow Pro ($15 value)MIKE454May 2026Get code →
Fiverr£10 New Fiverr customers typically get 10% off their first order, applied automatically at checkoutLink onlyJun 2026Get code →
TopCashback£10 £10 sign up bonus for a new member who joins via my referral link and meets the current offer terms (I earn £30). The amount changes from time to time, so check it at sign-up (as of August 2026).Link onlyAug 2026Get code →

Why trust this list?

I'm a UK-based entrepreneur. I run Glide Marketing and use every product on this page in my own business or personal life. I don't pay a content team to scrape codes off Reddit; every entry is something I've personally signed up for and received a bonus from.

Each individual post includes the code, the exact steps to qualify, FAQs, and (where available) a screenshot of my own bonus payout. If a referral programme changes its terms I update the post within a week.

Frequently asked questions

Are these UK referral codes still working?
Yes. Every code on this page is one I personally use and re-verify monthly. The 'Last verified' column shows the most recent date I confirmed the bonus paid out. If a code stops working I either remove it or note it in the linked post.
Do you earn anything when I use a referral code?
Yes. Most of these programs pay both sides. You get the new-customer bonus, I get the referrer reward. That's how I can keep this list maintained for free. None of the codes on this page reduce the bonus you receive.
Which UK referral code pays the biggest bonus?
Tide pays the largest one-off cash bonus at £100 for opening a business bank account and spending £500 within 91 days. Capital on Tap pays £75 for opening a business credit card, though you need a UK business registered at Companies House to qualify. Revolut can pay up to £200 across multiple referrals. Monzo's business account pays a guaranteed £50, and Octopus Energy pays £50 each for the referrer and the new customer.
How do I claim a referral bonus?
Click the link to the individual post for that brand, then use the referral link or code shown in the 'Quick answer' box at the top. Every post lists the exact steps to qualify, usually opening the account through the link and meeting a small spend or transaction requirement within 30 days.