Best UK Referral Codes 2026
Every working UK referral code I personally use. Banking, energy, cashback, hosting and AI tools — all re-verified monthly.
Last full audit: May 2026 · 14 live codes
| Brand | Bonus | Code | Verified | |
|---|---|---|---|---|
| Wise | £500 — Free Wise card OR fee-free transfers up to £500 | Link only | May 2026 | Get code → |
| Revolut | £200 — £10–£200 sign-up bonus (varies by promotion) | michaej0m0!AUG2-25-VR-GB | May 2026 | Get code → |
| GoCardless | £100 — £100 once you collect £500 in payments in 3 months | Link only | May 2026 | Get code → |
| SiteGround | $80 — Up to 80% off year-one hosting + free domain + free migration | Link only | May 2026 | Get code → |
| Capital on Tap | £75 — £75 cash equivalent (7,500 points) after first transaction | 2REFM287Z71 | May 2026 | Get code → |
| Monzo Refer a Friend | £50 — £5–£50 random (personal) or £50 (business) per referral | Link only | May 2026 | Get code → |
| Octopus Energy | £50 — £50 home / £100 business energy credit | Link only | May 2026 | Get code → |
| Monzo Home Insurance | £50 — Random £10/£20/£50 reward | Link only | May 2026 | Get code → |
| Opus Clip | $50 — Up to 50% off annual Starter or Pro plans | Link only | May 2026 | Get code → |
| Monzo | £50 — £5–£50 random (personal) or guaranteed £50 (business) | Link only | May 2026 | Get code → |
| Fyxer AI | $25 — $25 off any Fyxer AI subscription | Link only | May 2026 | Get code → |
| Hostinger | $20 — 20% off any 12+ month Hostinger hosting plan | GC3MICHAEXOZ | May 2026 | Get code → |
| Wispr Flow | $15 — 1 free month of Wispr Flow Pro ($15 value) | MIKE454 | May 2026 | Get code → |
| TopCashback | £10 — £10 once you earn £10 in payable cashback | Link only | May 2026 | Get code → |
Why trust this list?
I'm a UK-based entrepreneur — I run Glide Marketing and use every product on this page in my own business or personal life. I don't pay a content team to scrape codes off Reddit; every entry is something I've personally signed up for and received a bonus from.
Each individual post includes the code, the exact steps to qualify, FAQs, and (where available) a screenshot of my own bonus payout. If a referral programme changes its terms I update the post within a week.
Frequently asked questions
- Are these UK referral codes still working?
- Yes. Every code on this page is one I personally use and re-verify monthly. The 'Last verified' column shows the most recent date I confirmed the bonus paid out. If a code stops working I either remove it or note it in the linked post.
- Do you earn anything when I use a referral code?
- Yes — most of these programs pay both sides. You get the new-customer bonus, I get the referrer reward. That's how I can keep this list maintained for free. None of the codes on this page reduce the bonus you receive.
- Which UK referral code pays the biggest bonus?
- Capital on Tap pays the largest one-off cash bonus at £75 for opening a business credit card. Revolut can pay up to £200 across multiple referrals. Monzo's business account pays a guaranteed £50, and Octopus Energy pays £50 each for the referrer and the new customer.
- How do I claim a referral bonus?
- Click the link to the individual post for that brand, then use the referral link or code shown in the 'Quick answer' box at the top. Every post lists the exact steps to qualify — usually opening the account through the link and meeting a small spend or transaction requirement within 30 days.