
Octopus Energy Review: 2 Years as a Real Customer (August 2026)
An honest Octopus Energy review after two years as a paying customer. Billing, the app, customer service, price vs the cap, and who should not switch.
First-hand reviews and guides on UK business bank accounts, credit cards, investing, insurance and switching bills, all from products I actually use.

An honest Octopus Energy review after two years as a paying customer. Billing, the app, customer service, price vs the cap, and who should not switch.

Step-by-step guide from a real Octopus customer. Switch using my referral link and we both get £50 free credit. Takes 2 to 3 days, Octopus handles everything.

Octopus Energy business referral code: get £75 credit each (£150 split) when your business or charity switches. Tested link, verified August 2026.

How the Octopus Energy refer a friend scheme works: £50 credit each (£75 for business), when it lands, what voids it, and how to claim yours in 2026.
My honest AJ Bell review after 7 years. Fees explained, phone support rated, ISA vs SIPP for self-employed, and AJ Bell vs Hargreaves Lansdown. Verified August 2026.
I've held an AJ Bell ISA for 6 years. Here are 8 UK stocks and shares ISA platforms ranked honestly, with worked fee tables for UK investors in 2026.
Wise vs Revolut Business for UK business owners in 2026. I use both at my agency. FX rates, FSCS protection, fees and referral bonuses compared honestly.
Use my AJ Bell referral link (no code needed) to get a £100 Amazon voucher when you open and fund an AJ Bell ISA or SIPP. Verified working August 2026.
The best home insurance for self-employed UK freelancers in 2026. What WFH kit is actually covered, and how to claim up to £50 free with Monzo.
Five UK business bank accounts ranked by fees, bonuses, foreign-spend and sole-trader friendliness. Honest review of the ones I use.
Six UK business credit cards ranked by rewards, fees, and approval odds. Honest first-person review of the one I use, plus where the others fit.
Yes, sole traders can get a UK business credit card, but three of the most-recommended cards closed to them in 2026. Here is what is genuinely still open.
Is Capital on Tap any good? My review after 12 months: 15-minute approval, 1% rewards, no FX fees, limited companies only, and the £75 bonus code.
Capital on Tap points are worth 1p as cashback, or 0.8 Avios per £1 on the free card and 1 Avios on Pro. When Avios beat cashback, and when Pro pays.
Choosing a UK business bank account in 2026? The six honest criteria that matter, the trade-offs between challenger banks and high street, plus my picks.
Tide vs Monzo vs Starling: I compared fees, app quality and bonuses on all 3 UK business accounts. Claim Tide's £100 or Monzo's £50, verified August 2026.
Use Tide referral code JJ2WDY for £100 cash after £500 spend in 90 days. Both sides get £100. Those £200 codes are spin. Verified August 2026.

Monzo pays you and your friend the same bonus: random £5 to £50 on personal, a guaranteed £50 on Business. Most pay £5, not £50. Verified August 2026.

Claim £100 free with my GoCardless referral link. Sign up, collect £500 in payments within 3 months, and we both earn £100. Three months completely fee-free.

Use my Octopus Energy referral link and get £50 free credit when you switch. I get £50 too. Business customers get £75 each. Link tested and working August 2026.

Claim a £10 TopCashback sign up bonus via my referral link when you join and meet the current offer terms. Free to join, 6,000+ shops. Verified August 2026.

Claim a free Wise card (worth £7.99) or fee-free transfers up to £500 via my Wise referral link. My honest Wise review after years of real use. UK, verified August 2026.

Use my Monzo Home Insurance referral link to get a random £10, £20 or £50 free when you buy a Monzo Home or Contents Insurance policy.

Claim the Monzo sign up bonus with my referral code. Random £5 to £50 on personal, guaranteed £50 on business. Top up £1, make one purchase. Verified August 2026.

My Capital on Tap promo code 2REFM287Z71 doubles as a referral code: get a £75 bonus, 7,500 points. Verified August 2026 by a UK business owner who uses it.