Resources & Tools
Hargreaves Lansdown Review (November 2026): My Honest Verdict
My Hargreaves Lansdown review from a real HL ISA customer. See the 2026 fees, how HL compares with AJ Bell, and get my verdict on who it suits.
Business money
First-hand reviews and guides on UK business bank accounts, credit cards, investing, insurance and switching bills, all from products I actually use.
Resources & Tools
Wise Business Account Review: 3 Years and a Real £1,300 Transfer (November 2026)
My honest Wise Business account review after 3 years and 20 to 30 real transfers. The actual fee on a £1,300 send, what I have never tested, and who should skip it.
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Business money
Asset Finance for UK Limited Companies (November 2026)
Asset finance for UK limited companies explained by an introducer: hire purchase vs leasing, real cost ranges, what lenders check and the questions to ask. Ltd and LLP only.
Business money
Invoice Finance for UK Limited Companies (November 2026)
Invoice finance for UK limited companies explained by an introducer: real cost ranges, when it beats a loan, what lenders check and the questions to ask. Ltd and LLP only.
Resources & Tools
Monzo Business Referral Code: £50 Each, No Spend Target (November 2026)
Monzo Business referral code: £50 credit each when you open a Monzo Business account through the link on this page and make one card payment. No spend target. Verified September 2026.
Updated Read →
Resources & Tools
Tide Promo Code November 2026: No Separate Code, £100 Each
Tide has no separate promo code. The live offer is referral code JJ2WDY: £100 each after £500 of card spend in 90 days. Verified against Tide's own terms.
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Resources & Tools
Do You Need a Business Energy Tariff Working From Home? (I Don't)
I run a limited company from a home office on a residential energy tariff. Here is the rule that decides which tariff you need, what a business contract costs you in protections, and the VAT and tax points that matter.
Resources & Tools
Octopus Energy Review: 4 Years as a Real Customer (November 2026)
An honest Octopus Energy review after four years as a paying customer. Billing, the app, customer service, price vs the cap, and who should not switch.
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Resources & Tools
Tide Business Account Review: 2+ Years as an Agency Founder (Who Uses Monzo as His Main Bank)
Honest Tide business account review after 2+ years. I opened it, tested the app, invoicing and fees, then chose Monzo for daily use. Full verdict and £100 bonus code.
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Resources & Tools
What Insurance Do Freelancers Need in the UK? (2026 Guide)
UK freelancer insurance in 2026: which policies you actually need, in what order, and how much they cost. Home cover, PI, PL, income protection and more.
Resources & Tools
Best Cashback Sites UK 2026: TopCashback, Quidco and 4 Others, Ranked by a Founder
The best UK cashback sites in 2026, ranked by a founder who uses them. Get £15 free when you join TopCashback via my referral link. Updated November 2026.
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Resources & Tools
AJ Bell Review UK 2026: Honest Verdict After 7 Years as an Agency Founder
My honest AJ Bell review after 7 years. Fees explained, phone support rated, ISA vs SIPP for self-employed, and AJ Bell vs Hargreaves Lansdown. Verified August 2026.
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Resources & Tools
Best Stocks and Shares ISA UK 2026: 8 Platforms Ranked
I've held an AJ Bell ISA for 6 years. Here are 8 UK stocks and shares ISA platforms ranked honestly, with worked fee tables for UK investors in 2026.
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Resources & Tools
Wise vs Revolut Business Account UK (2026): What I Actually Use
Wise vs Revolut Business for UK business owners in 2026. I use both at my agency. FX rates, FSCS protection, fees and referral bonuses compared honestly.
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Resources & Tools
AJ Bell Referral Code: £100 Amazon Voucher (November 2026)
Use my AJ Bell referral link (no code needed) to get a £100 Amazon voucher when you open and fund an AJ Bell ISA or SIPP. Terms checked October 2026.
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Resources & Tools
Best Home Insurance for Self-Employed UK (November 2026)
The best home insurance for self-employed UK freelancers in 2026. What WFH kit is actually covered, and how to claim up to £50 free with Monzo.
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Resources & Tools
Best UK Business Bank Accounts 2026: My Honest Ranking
Five UK business bank accounts ranked by fees, bonuses, foreign-spend and sole-trader friendliness. Honest review of the ones I use.
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Resources & Tools
Best UK Business Credit Cards 2026: My Honest Ranking
Six UK business credit cards ranked by rewards, fees, and approval odds. Honest first-person review of the one I use, plus where the others fit.
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Resources & Tools
Can Sole Traders Get a UK Business Credit Card in 2026?
Yes, sole traders can get a UK business credit card, but three of the most-recommended cards closed to them in 2026. Here is what is genuinely still open.
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Resources & Tools
Capital on Tap Review: 12 Months With the Card (November 2026)
Is Capital on Tap any good? My review after 12 months: 15-minute approval, 1% rewards, no FX fees, limited companies, LLPs and PLCs only, and the £75 bonus code.
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Resources & Tools
Capital on Tap Rewards Explained: Points, Cashback and Avios
Promo code GLIDE gets you £75, which is 7,500 points. Points are worth 1p as cashback, or 0.8 Avios per £1 on the free card and 1 Avios on Pro.
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Resources & Tools
How to Choose a UK Business Bank Account in 2026
Choosing a UK business bank account in 2026? The six honest criteria that matter, the trade-offs between challenger banks and high street, plus my picks.
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Resources & Tools
Tide vs Monzo Business vs Starling: Which UK Business Account Wins in 2026?
Tide vs Monzo vs Starling: I compared fees, app quality and bonuses on all 3 UK business accounts. Claim Tide's £100 or Monzo's £50, verified July 2026.
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Resources & Tools
Tide Referral Code JJ2WDY: £100 Cash Each (November 2026)
Use Tide referral code JJ2WDY for £100 cash after £500 spend in 90 days. Both sides get £100. The £200 codes need £5,000 parked in a saver. Verified September 2026.
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Resources & Tools
Monzo Referral Code and Refer a Friend Bonus: £50 Business, £10 Personal (November 2026)
Monzo pays both sides the same bonus: £50 each on Business, £10 on personal. How to claim it as a new customer and refer as an existing one. Capped at 3 business rewards a month.
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Resources & Tools
GoCardless Referral Code: £100 Amazon Voucher (November 2026)
Claim a £100 Amazon voucher with my GoCardless referral link. Sign up, collect £500 in payments within 3 months, and we both earn one. Three months fee-free.
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Resources & Tools
Octopus Energy Referral Code: £50 Credit When You Switch (November 2026)
Switch your home to Octopus Energy through my link for £50 energy credit. How the refer a friend scheme works, business referrals, how to refer someone yourself, and what voids the credit.
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Resources & Tools
TopCashback Sign Up Bonus 2026: £15 Free (Referral Link)
Claim a £15 TopCashback sign up bonus via my referral link once you earn £10 cashback within 180 days. Free to join, 6,000+ shops. Verified November 2026.
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Resources & Tools
Does Wise Have a Referral Code? How Wise Works in the UK (2026)
Wise doesn't use referral codes. How signing up to Wise works in the UK, what it costs, and my review after years of using it to pay people abroad for my business.
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Resources & Tools
Revolut Referral Code UK: Live Code, What You Get and What I Earn (November 2026)
Use my Revolut referral code to claim the live UK sign-up bonus. The current campaign pays the referrer a random £10 to £200 per qualifying friend and ends 17 November 2026. Verified November 2026.
Updated Read →
Resources & Tools
Capital on Tap Promo Code: GLIDE, £75 Free (November 2026)
My Capital on Tap promo code is GLIDE: get a £75 bonus, 7,500 points. New code from 7 October 2026, shared by a UK business owner who uses the card.
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