# mikemcdonnell.co.uk: UK Referral Codes (Full) > Author: Mike McDonnell. UK-based entrepreneur, runs Glide Marketing. Each entry below is personally signed up for by Mike. Entries marked NO LONGER USED are products he has stopped using: the link still works but it is not a recommendation and its terms are not re-verified. Every current entry verified on or since 2026-05-27; each entry carries its own verification date. ## Wise - Page: https://mikemcdonnell.co.uk/wise-referral-code-uk - Link: https://wise.com/invite/ihpc/michaelm11459 - Bonus: £500. Free Wise card OR fee-free transfers up to £500 - Verified: 2026-08-25 - Valid from: 2026-04-16 ### TL;DR Get a free Wise card (worth £7.99) or fee-free transfers up to £500 when you sign up through my referral link and send £200 or more as your first transfer. Wise uses the real mid-market exchange rate with no markup, is FCA-regulated (FRN 900507), and transfers arrive in minutes. August 2026. ### How to claim 1. **Open my Wise referral link**. Click wise.com/invite/ihpc/michaelm11459. There is no separate code to enter. 2. **Sign up with your email and basic details**. Provide your name, address, date of birth and create a password. UK customers can sign up in under five minutes. 3. **Verify your identity**. Upload a passport or driving licence. Verification is usually instant but can take up to 24 hours. 4. **Link a UK bank account**. Connect your existing bank so you can fund your first transfer. 5. **Send your first transfer of £200 or more**. Any single international transfer of at least £200 activates the referral reward. Personal or business transfers both qualify. 6. **Claim your reward**. The free Wise card or fee-free transfer credit appears in your account within five working days. ### FAQ **Q: Where can I get a Wise referral code?** A: Wise does not use referral codes. It uses referral links instead. Use my link wise.com/invite/ihpc/michaelm11459 and the referral information is attached automatically. Existing Wise users can find their own link in the app under Invite Friends. **Q: Is there a referral bonus for Wise?** A: Yes. New UK customers signing up through a referral link receive either a free Wise card (worth £7.99) or fee-free transfers up to £500, after sending their first international transfer of £200 or more. The referrer earns £25 per qualifying referral, up to £75 per month. **Q: How to get free money from Wise?** A: Sign up through a Wise referral link, verify your identity, and complete one transfer of £200 or more. You receive either a free Wise card or fee-free transfers up to £500. The reward appears in your account within five working days of the qualifying transfer. **Q: Does Wise have a referral code?** A: No. Wise uses referral links rather than typed codes. The link contains the referral information so nothing needs to be entered manually. Just sign up via wise.com/invite/ihpc/michaelm11459 and the reward is attached to your account automatically. **Q: How much do you get for referring someone to Wise?** A: I receive £25 when someone signs up through my link and completes their first transfer of £200 or more. Wise caps the referrer reward at £75 per month (three qualifying referrals). There is no cap on the number of people you can refer over a year. **Q: Is Wise free to use?** A: Yes. Opening and holding a Wise account is free. There are no monthly fees and no account fees. You pay only a small percentage fee (typically 0.5 to 2.5%) when you make an international transfer. Holding 40+ currencies costs nothing. --- ## AJ Bell - Page: https://mikemcdonnell.co.uk/aj-bell-referral-code - Link: https://ajbell.mention-me.com/m/ol/rp6okekf-michael-mcdonnell - Bonus: £100. £100 Amazon.co.uk gift card each when a new customer opens an AJ Bell SIPP, ISA, Lifetime ISA or Dealing account and funds or transfers in a combined £10,000 within 120 days - Verified: 2026-07-05 - Valid from: 2026-07-05 ### TL;DR Open an AJ Bell SIPP, Stocks and shares ISA, Lifetime ISA or Dealing account through my referral link and add £10,000 within 120 days. You and I each get a £100 Amazon.co.uk gift card. There is no promo code to type, just use the link. AJ Bell is a long-established, FCA-regulated UK investment platform. Remember that the value of investments can go down as well as up. ### How to claim 1. **Open my AJ Bell referral link**. Click my referral link and enter your name and email. AJ Bell records that you were referred so the £100 offer is attached to your sign-up. There is no code to type in. 2. **Open an eligible AJ Bell account**. Choose a SIPP, Stocks and shares ISA, Lifetime ISA or Dealing account. Only new customers who have not held an AJ Bell account in the last 12 months qualify. 3. **Complete the application**. You need to be a UK resident aged 18 or over. The online application takes about ten minutes and you verify your identity as part of it. 4. **Fund or transfer in £10,000 within 120 days**. Add a combined £10,000 or more using new contributions, ISA subscriptions or a transfer of an existing ISA or pension. The money must reach AJ Bell within 120 days of you opening the account. 5. **Receive your £100 Amazon voucher**. Once the funding requirement is met, AJ Bell emails a £100 Amazon.co.uk gift card to both you and me, usually within about 30 days. ### FAQ **Q: Is there an AJ Bell referral code or promo code?** A: AJ Bell does not use a promo code or discount code. The refer-a-friend offer works through a personal referral link instead. Open my link, enter your details, then open and fund an eligible account, and the £100 Amazon voucher is attached automatically. If you see a site advertising an 'AJ Bell promo code', it is almost certainly just a referral link like mine. **Q: How does the AJ Bell refer a friend offer work?** A: You open an AJ Bell SIPP, Stocks and shares ISA, Lifetime ISA or Dealing account through my referral link and fund it with a combined £10,000 or more within 120 days. Once that is done, AJ Bell sends both of us a £100 Amazon.co.uk gift card by email, usually within 30 days. **Q: How much is the AJ Bell sign up bonus?** A: The bonus is a £100 Amazon.co.uk gift card for the new customer and a £100 Amazon.co.uk gift card for the person who referred them. Both sides get the same £100 as of August 2026. **Q: Which AJ Bell accounts qualify for the £100 offer?** A: As of August 2026, a SIPP, Stocks and shares ISA, Lifetime ISA or Dealing account all qualify. The key requirement is funding a combined £10,000 within 120 days of opening. Always check AJ Bell's own refer-a-friend terms before you sign up, as they can change the eligible accounts. **Q: Do I really need to invest £10,000 to get the voucher?** A: Yes. The £10,000 is the qualifying threshold for this offer and it can be made up of new money or a transfer of an existing ISA or pension. If you are not planning to hold at least £10,000 with AJ Bell, this particular offer is not worth chasing. **Q: Can I qualify by transferring an existing ISA or pension?** A: Yes. Transfers count towards the £10,000, so moving an existing Stocks and shares ISA or pension across to AJ Bell can meet the requirement. Check any exit fees or loss of benefits with your current provider before you transfer, especially for older pensions. --- ## AJ Bell - Page: https://mikemcdonnell.co.uk/aj-bell-review - Link: https://ajbell.mention-me.com/m/ol/rp6okekf-michael-mcdonnell - Bonus: £100. £100 Amazon.co.uk gift card each when a new customer opens an AJ Bell SIPP, ISA, Lifetime ISA or Dealing account and funds a combined £10,000 within 120 days - Verified: 2026-09-04 - Valid from: 2026-08-03 ### TL;DR AJ Bell is a solid, well-regulated UK investment platform. After 7 years with my ISA there, what I value most is the phone support (fast, human, no hold music) and the clean app. Fees sit at 0.25% annually on funds, capped at £3.50 a month on shares inside an ISA. Not the cheapest, but the full share range and real phone access justify the cost for most investors who want more than a passive ETF portfolio. The value of investments can go down as well as up. ### How to claim 1. **Click my referral link**. Use my referral link to land on AJ Bell's sign-up page. AJ Bell attaches the £100 offer to your application automatically. There is no code to type. 2. **Choose your account type**. Select a Stocks and shares ISA, SIPP, Lifetime ISA or Dealing account. If you are self-employed or a company director, the ISA and SIPP are the two accounts most worth comparing first. 3. **Complete the application**. You need to be a UK resident aged 18 or over. The online process takes around ten minutes and includes identity verification. 4. **Fund a combined £10,000 within 120 days**. Pay in new contributions, use your annual ISA allowance, or transfer an existing ISA or pension. The money must reach AJ Bell within 120 days of opening. 5. **Receive your £100 Amazon voucher**. Once the funding requirement is met, AJ Bell emails a £100 Amazon.co.uk gift card to both you and me, usually within about 30 days. ### FAQ **Q: Is AJ Bell good for beginners?** A: Yes, for beginners who want a proper platform with phone support and a full investment range. The app is clean and easy to navigate. The fee structure is straightforward. If you want the absolute cheapest option and are happy with an app-only experience holding only ETFs, free platforms like InvestEngine or Trading 212 are cheaper. But for anyone who wants phone support and the ability to hold individual shares alongside funds, AJ Bell is one of the stronger starting points. **Q: Is AJ Bell FCA regulated?** A: Yes. AJ Bell Securities Limited (firm reference number 155593) and AJ Bell Management Limited (firm reference number 211468) are both authorised and regulated by the Financial Conduct Authority. You can verify both on the FCA Register at register.fca.org.uk. AJ Bell is also a FTSE 250 listed company, which brings additional public reporting obligations. **Q: How much does AJ Bell charge?** A: As of August 2026, AJ Bell charges a 0.25% annual platform fee on funds. For shares, investment trusts and ETFs held inside a Stocks and shares ISA, the fee is also 0.25% but capped at £3.50 per month. Individual share deals cost £5 each. Fund deals cost £1.50 each. Regular investing (scheduled monthly purchases) had its fee removed in May 2026 and is now free. Always check AJ Bell's charges page before investing, as fees can change. **Q: Is AJ Bell cheaper than Hargreaves Lansdown?** A: Yes, for most investors. Hargreaves Lansdown charges 0.45% per year on funds up to £250,000 (compared with AJ Bell's 0.25%). At a £50,000 fund ISA, AJ Bell costs around £125 a year in platform fees versus roughly £225 at Hargreaves Lansdown. The cap on AJ Bell's share charge (£3.50 a month inside an ISA) also tends to be more competitive for active investors. **Q: What is the AJ Bell platform fee cap?** A: Inside a Stocks and shares ISA, the platform fee on shares, investment trusts and ETFs is capped at £3.50 per month, which is £42 per year. There is no annual cap on the fund platform fee: at 0.25%, a £200,000 fund portfolio costs £500 per year in platform charges. For very large fund portfolios, a flat-fee platform like Interactive Investor starts to undercut AJ Bell on annual cost. **Q: Is AJ Bell good for a stocks and shares ISA?** A: It is the account I hold and have for six to seven years. The deciding number is the £3.50 monthly cap on the shares account charge, which caps that charge at £42 a year however large the holding grows. Funds do not get that cap and cost 0.25% up to £250,000, so a fund-only investor can do better elsewhere. AJ Bell suits a mixed account: a passive core plus some individual shares under one login. --- ## GoCardless - Page: https://mikemcdonnell.co.uk/gocardless-referral-code - Link: https://manage.gocardless.com/refer/gb/michael/01y1rk-amz - Bonus: £100. £100 Amazon voucher each once you collect £500 in payments in 3 months - Verified: 2026-09-04 - Valid from: 2026-04-18 ### TL;DR Get a £100 Amazon voucher when you use my GoCardless referral link and collect £500 in payments within 3 months. We both earn one. Worth being precise, because most pages covering this get it wrong: the reward is a voucher, not £100 of cash into your GoCardless balance, so do not plan on withdrawing it to your bank. GoCardless is a UK Direct Debit platform used by 80,000+ businesses, with 3 months fee-free and 350+ integrations including Xero and QuickBooks. ### How to claim 1. **Open my GoCardless referral link**. Click manage.gocardless.com/refer/gb/michael/01y1rk-amz to sign up with the referral attached. 2. **Create your GoCardless account**. Add your business details. Sole traders, partnerships, limited companies and charities are all accepted. 3. **Verify your business**. Provide ID and business documentation. Verification is usually completed within 1 to 2 working days. 4. **Add your first customer and request payment**. Send a Direct Debit mandate request to your customer by email or SMS. Once they authorise it, payments can be collected. 5. **Collect £500 in payments within 3 months**. Reach £500 of net collected payments within 90 days of opening your account. 6. **Receive the £100 Amazon voucher**. The reward is a £100 Amazon voucher rather than cash, so it does not land in your GoCardless balance and cannot be withdrawn to your bank. Allow around 30 days after you cross the £500 threshold. ### FAQ **Q: How does the GoCardless referral work?** A: Sign up using my referral link, then collect £500 in net payments through GoCardless within your first three months. Once you cross that threshold, both you and the referrer receive a £100 Amazon voucher. It typically arrives within 30 days of hitting £500. **Q: Is there a GoCardless referral code to enter?** A: GoCardless uses a referral link rather than a typed code. Click manage.gocardless.com/refer/gb/michael/01y1rk-amz and the referral is tracked automatically. There is nothing extra to enter during sign-up. **Q: When do I receive my £100 GoCardless bonus?** A: Around 30 days after you collect £500 in net payments. Be clear on the form it takes: it is a £100 Amazon voucher, not a cash credit, so it does not appear in your GoCardless balance and you cannot withdraw it alongside your settlements. **Q: How many people can I refer to GoCardless?** A: Existing GoCardless customers get their own referral link in the dashboard, and every successful referral (one that collects £500 within three months) earns the referrer a £100 Amazon voucher. I have not verified whether GoCardless applies an annual cap, so do not plan a volume strategy around it without checking your own dashboard terms first. **Q: Is GoCardless free to use?** A: GoCardless is fee-free for your first three months, no transaction fees at all during that period. After three months, standard pricing applies (1% per UK transaction, capped at £4) on the Standard plan. Higher tiers exist for businesses with greater volume. **Q: Does GoCardless work for sole traders?** A: Yes. GoCardless accepts UK sole traders, limited companies, partnerships and registered charities. Sole traders need to verify their identity but do not need to be a limited company. The same £100 Amazon voucher applies. --- ## Tide - Page: https://mikemcdonnell.co.uk/tide-business-account-review - Link: https://api.tide.co/su/W61BA - Code: JJ2WDY - Bonus: £100. £100 after spending £500 on your Tide card in 90 days - Verified: 2026-08-27 - Valid from: 2026-08-19 ### TL;DR Tide is a solid free UK business account backed by ClearBank (FSCS-protected up to £120,000 on new accounts). After 2+ years of holding one, I use Monzo Business for daily banking and keep Tide as an open backup. The £100 referral bonus with code JJ2WDY stacks the maths in Tide's favour when you are opening your first business account. Best for: sole traders, new limited companies, and side-hustle owners who want fast sign-up and built-in invoicing. Not the right fit for: cash-heavy businesses, anyone needing an overdraft, or high-transfer-volume operations. ### How to claim 1. **Use my referral link or code**. Click the referral link or enter code JJ2WDY in the 'Got a referral code?' field during sign-up to qualify for the £100 bonus. 2. **Choose your account type**. Pick Free, Plus, Pro or Cashback. Most new businesses start on the Free plan and upgrade when they need expense cards or additional integrations. 3. **Verify your identity**. Upload a photo ID and selfie inside the Tide app. Sole trader applications are usually approved within minutes; limited company applications typically take 1 to 2 working days. 4. **Activate your Tide card**. Your physical Tide Mastercard arrives in 3 to 5 working days. Apple Pay and Google Pay are available immediately after approval. 5. **Spend £500 on your Tide card within 90 days**. Any combination of card transactions counts towards the qualifying spend. The 90-day window starts from the day your account opens. 6. **Receive your £100 bonus**. Tide pays the £100 referral bonus into your account within a few weeks of you hitting the £500 spend threshold. ### FAQ **Q: Is Tide a real bank?** A: No, Tide is a financial technology company, not a bank. The Tide business current account is provided by ClearBank Ltd, a fully authorised UK bank (FCA FRN 754568). Your money sits at ClearBank and eligible deposits on new accounts are FSCS-protected up to £120,000 per business. **Q: Is Tide FSCS protected?** A: New Tide accounts (sort code 04-06-05) are held with ClearBank Ltd and are FSCS-protected up to £120,000. Legacy Tide accounts on the old PrePay Technologies sort code (23-69-72) use safeguarding rather than FSCS protection. Check the sort code in your Tide app if you have an older account. **Q: What does Tide charge per bank transfer?** A: On the Free plan, Tide includes 5 UK bank transfers per month at no charge, then 20p per transfer after that. A business making 100 transfers a month pays £19 extra on a nominally free account. Paid plans include more or unlimited transfers. **Q: Can sole traders use Tide?** A: Yes. Tide accepts UK sole traders, freelancers, limited companies, partnerships and LLPs. Sole trader applications are usually approved within minutes in the app. **Q: Does Tide offer an overdraft?** A: No. Tide does not offer an overdraft facility on its current accounts. If you need an overdraft, Monzo Business or a traditional bank account with a credit arrangement would be more suitable. **Q: Is Tide better than Monzo for business?** A: It depends on your needs. Tide's advantages include built-in invoicing and the £100 sign-up bonus. Monzo Business has no per-transfer fees on any plan and a polished everyday app. I use Monzo for daily banking and keep Tide open as a backup. For the full three-way comparison, see my Tide vs Monzo Business vs Starling guide. --- ## Tide - Page: https://mikemcdonnell.co.uk/tide-promo-code - Link: https://api.tide.co/su/W61BA - Code: JJ2WDY - Bonus: £100. £100 after spending £500 on your Tide card in 90 days - Verified: 2026-08-27 - Valid from: 2026-05-17 ### TL;DR Tide does not run a separate promo code in September 2026. The current new-customer offer is referral code JJ2WDY. Open a Tide UK business account through the referral link, spend £500 on your Tide card within 90 days, and Tide pays £100. Both sides get £100. Full terms sit on the Tide referral code page. ### How to claim 1. **Open the Tide referral link**. There is no separate promo code field on Tide. Click the referral link or copy JJ2WDY into the Got a referral code field during sign-up. 2. **Apply for a Tide business account**. Pick the plan that suits you (Free, Plus, Pro or Cashback) and complete the application with your business details. 3. **Verify your identity in the app**. Upload a photo ID and a selfie. Most applications are approved within minutes, though some take up to 1 to 2 working days. 4. **Activate your Tide card**. The physical Mastercard arrives in 3 to 5 working days. Apple Pay and Google Pay work straight after approval. 5. **Spend £500 on your Tide card within 90 days**. Any combination of card transactions counts towards the £500 qualifying spend. The 90-day clock starts the day your account opens. 6. **Receive your £100 bonus**. Tide pays the £100 referral bonus into your account within a few weeks of you hitting the £500 spend threshold. Terms say within 8 weeks. ### FAQ **Q: Is there a Tide promo code in September 2026?** A: No. Tide is not running a separate promo code or discount code. The live new-customer offer is the referral programme. Use code JJ2WDY, or the referral link, when you open a Tide business account. **Q: What Tide code should I use instead?** A: Use Tide referral code JJ2WDY. After you open a new Tide UK business account and spend £500 on your Tide card within 90 days, Tide pays £100 to you and £100 to the referrer. **Q: Is JJ2WDY a promo code or a referral code?** A: It is a personal six-character referral code. Tide does not issue a second, generic promo code on top of it. Enter JJ2WDY in the Got a referral code field, or use the referral link so it is applied for you. **Q: Does Tide still give £100?** A: Yes. As of the 27 August 2026 verification against Tide's own referral link, the programme pays £100 to the new business and £100 to the referrer after £500 card spend in 90 days. Check the offer in the Tide app before you sign up, because referral terms can change. **Q: Where are the full Tide referral terms?** A: On my Tide referral code page. That is the canonical guide for JJ2WDY, eligibility, payout timing and the £200 claims other sites make. This page only answers the promo-code search. --- ## Tide - Page: https://mikemcdonnell.co.uk/tide-referral-code - Link: https://api.tide.co/su/W61BA - Code: JJ2WDY - Bonus: £100. £100 after spending £500 on your Tide card in 90 days - Verified: 2026-08-27 - Valid from: 2026-05-17 ### TL;DR Use Tide referral code JJ2WDY for a £100 sign-up bonus when you open a Tide UK business account and spend £500 on your card within 90 days. Both sides get £100. Tide is a UK business platform for sole traders and limited companies, deposits FSCS protected up to £120,000 via ClearBank. ### How to claim 1. **Open my Tide referral link**. Click the referral link or copy code JJ2WDY into the 'Got a referral code?' field during sign-up. 2. **Apply for a Tide business account**. Pick the account type that suits you (Free, Plus, Pro or Cashback) and complete the application with your business details. 3. **Verify your identity in the app**. Upload a photo ID and a selfie. Most applications are approved within minutes, though some take up to 1-2 working days. 4. **Activate your Tide card**. The physical Mastercard arrives in 3-5 working days. Apple Pay and Google Pay work straight after approval. 5. **Spend £500 on your Tide card within 90 days**. Any combination of card transactions counts towards the £500 qualifying spend. The 90-day clock starts the day your account opens. 6. **Receive your £100 bonus**. Tide pays the £100 referral bonus into your account within a few weeks of you hitting the £500 spend threshold. ### FAQ **Q: What is the Tide referral code?** A: The current Tide referral code is JJ2WDY. Enter it in the 'Got a referral code?' field when you open a new Tide business account. Once your account spends £500 on the Tide card within 90 days of opening, Tide pays £100 to you and £100 to the referrer. **Q: Does Tide still give £100?** A: Yes. As of August 2026 the Tide referral programme pays £100 to the new business and £100 to the referrer after the new account spends £500 on its Tide card within 90 days. Referral terms can change, so check the offer in the Tide app before signing up. **Q: How long does Tide take to pay referral bonuses?** A: Tide's terms say both bonuses are paid within 8 weeks of the qualifying £500 spend being reached. In practice it usually lands in 2 to 4 weeks. The money is credited directly to the new account's Tide balance. **Q: Is there a Tide £200 referral code?** A: Not currently. Tide's referral programme pays £100 cash to the new member and £100 to the referrer, verified against Tide's own referral bonus page in August 2026. The £200 figures on other sites come from an expired FounderPass partner promotion (which needed £5,000 held in a Tide saver for its bigger leg) or from adding both sides' £100s together. Real Tide referral codes are personal six-character codes like JJ2WDY. **Q: Is Tide a real bank?** A: No, Tide is a financial technology company rather than a bank. The Tide business current account itself is provided by ClearBank Ltd, which is a fully authorised UK bank. Money held in your Tide account sits at ClearBank and eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme. **Q: Is Tide safe?** A: Yes. Tide Platform Ltd is authorised by the FCA under the Electronic Money Regulations 2011 (FRN 900843). The underlying account is held with ClearBank Ltd, an FCA-regulated UK bank, so eligible deposits are FSCS-protected up to £120,000. The Tide app uses biometric login and bank-grade encryption. --- ## SiteGround - Page: https://mikemcdonnell.co.uk/move-from-123-reg-to-siteground - Link: https://siteground.com/index.htm?afcode=d5ed96bb474ba9d7b1e2f664efcdef6b - Bonus: $80. Up to 80% off year-one hosting, free domain, and one free professional migration - Verified: 2026-06-09 - Valid from: 2026-06-09 ### TL;DR Use the free SiteGround Migrator plugin to move your WordPress site from 123 Reg to SiteGround in under an hour with no downtime. Sign up via my referral link to save up to 80% on your first year of hosting, get a free domain, and a free professional migration included. ### How to claim 1. **Sign up for SiteGround via the referral link**. Click the referral link to get up to 80% off your first year. Choose StartUp for a single site or GrowBig if you need to host more than one site or want a staging environment. 2. **Add your domain to SiteGround**. In SiteGround Site Tools, add your existing domain. You do not need to transfer the domain away from 123 Reg. You can keep it registered there and update the DNS at the end. 3. **Install WordPress on SiteGround**. Use the SiteGround one-click WordPress installer in Site Tools. This creates a fresh WordPress install on the new hosting ready to receive the migration. 4. **Install the SiteGround Migrator plugin on your 123 Reg site**. Log in to WordPress on your live 123 Reg site. Go to Plugins, search for SiteGround Migrator, install it, and activate it. The plugin is free from the WordPress plugin directory. 5. **Generate a migration token in SiteGround**. In SiteGround Site Tools, go to WordPress and then Migrator. Click Generate Token and copy the string it gives you. 6. **Enter the token and run the migration**. Back in the SiteGround Migrator plugin on your 123 Reg site, paste the token and click Migrate. The plugin copies your files, database, and media library to SiteGround. This takes 10 to 45 minutes depending on site size. 7. **Test on SiteGround's temporary URL**. Once complete, SiteGround provides a temporary URL to check the migrated site. Test pages, images, forms, and checkout before you touch the DNS. 8. **Update your DNS at 123 Reg to point to SiteGround**. Log in to 123 Reg and update the A record for your domain to the SiteGround server IP shown in Site Tools. DNS propagation takes up to 48 hours, usually faster. ### FAQ **Q: How do I migrate WordPress from 123 Reg to SiteGround?** A: Install the free SiteGround Migrator plugin on your 123 Reg WordPress site. Generate a transfer token in SiteGround Site Tools, paste it into the plugin, and click Migrate. The plugin copies your files, database, and media without any manual export or FTP work. **Q: Can I keep my domain at 123 Reg and just move the hosting?** A: Yes. You do not need to transfer your domain. Update the A record in your 123 Reg DNS settings to point to your SiteGround server IP and leave the MX records (for email) unchanged. This separates domain registration from hosting and is a perfectly common setup. **Q: How long does a WordPress migration from 123 Reg to SiteGround take?** A: The SiteGround Migrator plugin takes 10 to 45 minutes to copy the site, depending on how large your database and media library are. DNS propagation after you switch adds up to 48 hours, though most domains resolve within a few hours. **Q: Is the SiteGround Migrator plugin free?** A: Yes. The SiteGround Migrator plugin is free from the WordPress plugin directory. You need an active SiteGround hosting plan to generate the transfer token. SiteGround also includes one free professional migration with new plans if you would prefer their team to do it. **Q: Will my site go down during the migration?** A: No. The Migrator plugin copies your site to SiteGround in the background while your 123 Reg site stays fully live. Your site only switches over when you update the DNS, and during propagation some visitors will still hit the 123 Reg version while others land on SiteGround. Both should look identical. **Q: Is SiteGround better than 123 Reg for WordPress?** A: For most WordPress business sites, yes. SiteGround is officially recommended by WordPress.org, runs on Google Cloud, and includes daily backups, one-click staging, and 24/7 expert support. 123 Reg is primarily a domain registrar; its hosting is a secondary product and the support reflects that. --- ## Revolut - Page: https://mikemcdonnell.co.uk/revolut-referral-code-earn-up-to-200 - Link: https://revolut.com/referral/?referral-code=michaej0m0!SEP1-26-AR-H3&geo-redirect - Code: michaej0m0!SEP1-26-AR-H3 - Bonus: £80. £80 to the referrer per qualifying friend, max 10 rewarded invites per period, offer ends 15 September 2026; new-customer bonus shown in-app at sign-up - Verified: 2026-09-04 - Valid from: 2026-08-27 - Valid through: 2026-09-15 ### TL;DR Use my Revolut referral link to claim the live UK sign-up bonus. The current campaign pays me £80 per qualifying friend, capped at 10 rewarded invites per period, and ends 15 September 2026. The bonus you get as a new customer is not stated in my app, it is shown on the Revolut rewards screen when you click through. To qualify the new account must sign up via the link, verify identity, add money, make 3 card purchases of £5 or more (gambling, gift cards and transfers do not count), and order a physical card before 15 September 2026. Revolut is now a licensed UK bank (Revolut Bank UK Ltd, from March 2026), so eligible deposits are FSCS-protected up to £120,000; some products remain e-money, so check your account type in the app. ### How to claim 1. **Open my Revolut referral link**. Tap the referral link above or enter code michaej0m0!SEP1-26-AR-H3 manually when prompted during sign-up. 2. **Download the Revolut app and sign up**. Create your account in the app with your email and basic personal details. You must not have held a Revolut account before. 3. **Verify your identity**. Upload a photo ID and complete a short video selfie. Approval is usually instant. 4. **Add money to your account**. Top up by debit card or bank transfer. The exact minimum is shown on the rewards screen for the current promotion. 5. **Make 3 purchases of £5 or more**. Use the physical or virtual card for at least 3 purchases of £5 or more. Gambling, gift card purchases and account-to-account transfers do not count. 6. **Order a physical Revolut card**. Order the physical card and add it to Apple Pay or Google Pay. A small delivery fee may apply depending on plan. 7. **Complete the qualifying actions within the campaign window**. All steps must be completed within the timeframe shown on the Revolut rewards screen. The rolling programme typically allows 30 days from sign-up to complete all qualifying actions. ### FAQ **Q: Does Revolut still have a referral programme in 2026?** A: Yes. Revolut runs a rolling referral programme throughout 2026, with rewards that vary by campaign. The rate moves with each campaign: the window running to 15 September 2026 pays the referrer £80 per qualifying friend, and earlier 2026 windows paid between £35 and £60. The new-customer bonus is shown in the Revolut app when you sign up via a referral link. Check the in-app rewards screen for the live offer at the time you join. **Q: How much is the Revolut referrer bonus right now?** A: The campaign running to 15 September 2026 pays the referrer £80 per qualifying friend who signs up, verifies identity, adds money, makes 3 card purchases of £5 or more, and orders a physical card. The exact rate varies by campaign window. The live amount is always shown on the Revolut rewards screen when you click through. **Q: How long does the Revolut bonus take?** A: Most Revolut sign-up bonuses are credited within 5 working days of completing all qualifying actions (sign-up, verification, top-up, 3 card purchases of £5 or more, physical card ordered). Check the in-app rewards screen for live status; it shows your progress and the exact bonus you will receive. **Q: Is the Revolut referral bonus available in the UK?** A: Yes. The Revolut referral programme is active for UK residents who are new to Revolut. You must be 18 or over and pass identity verification. The bonus amount can vary by country and by campaign, so always check the live offer when you click through. **Q: Can existing Revolut customers refer friends?** A: Yes. The current campaign pays existing customers £80 per successful referral, paid into the main Revolut account. There is a cap: Revolut rewards a maximum of 10 invites per period. Revolut shows your referral history in the app and the running total of your earned bonuses. **Q: What counts as a qualifying card purchase on the Revolut referral?** A: Any everyday card purchase of £5 or more on the new account's physical or virtual Revolut card. Gambling transactions, gift card purchases, ATM withdrawals and account-to-account transfers do not count. Each purchase has to be a separate transaction; a single £15 purchase is not equivalent to 3 of £5. --- ## SiteGround - Page: https://mikemcdonnell.co.uk/siteground-hosting-referral-save-80 - Link: https://siteground.com/index.htm?afcode=d5ed96bb474ba9d7b1e2f664efcdef6b - Bonus: $80. Up to 80% off year-one hosting + free domain + free migration - Verified: 2026-06-04 - Valid from: 2025-08-22 ### TL;DR Use my SiteGround referral link to save up to 80% on your first year of WordPress hosting. You also get a free domain for year one and one free professional site migration. SiteGround is officially recommended by WordPress.org, runs on Google Cloud, and includes daily backups and 24/7 expert support. ### How to claim 1. **Open my SiteGround referral link**. Click siteground.com via my referral. The discount is attached to your cart automatically. 2. **Choose StartUp, GrowBig or GoGeek**. StartUp covers one site, GrowBig is the most popular and covers unlimited sites, GoGeek adds white-label and staging features. The 80% discount applies on any plan. 3. **Pick a 12, 24 or 36-month term**. Year-one pricing is the same regardless of term; longer terms lock the discount in for more months before renewal at the standard rate. 4. **Register a free domain**. SiteGround includes a free .com, .net or .co.uk domain for the first year. Register it during checkout. 5. **Request a free site migration**. If you already have a site elsewhere, SiteGround's team handles the migration with no downtime via the migration request form. 6. **Set up WordPress in one click**. Use SiteGround's one-click WordPress installer, then enable the SG Optimizer plugin for caching and image optimisation. ### FAQ **Q: Is the SiteGround referral code legit?** A: Yes. SiteGround runs an official affiliate and referral programme. Existing customers earn a commission when a new customer signs up via their referral link. The discount you receive is the standard SiteGround intro pricing, up to 80% off year one. **Q: How much do you save with a SiteGround referral?** A: SiteGround referrals give up to 80% off the first year's hosting cost. For example, the GrowBig plan typically drops from £24.99/month to around £4.99/month for the first 12, 24 or 36 months, depending on the term you choose. **Q: Does the SiteGround discount apply at renewal?** A: No. The discounted price applies to the initial term you choose (12, 24 or 36 months). After that, plans renew at the standard SiteGround rate. The best way to lock in maximum value is to choose the 36-month term so the discount runs for three years. **Q: Does SiteGround include a free domain?** A: Yes. SiteGround includes a free domain (.com, .net, .co.uk and most popular TLDs) for the first year on any hosting plan. After year one, the domain renews at SiteGround's standard registrar pricing (usually £15 to £20/year for .com). **Q: Is SiteGround good for WordPress?** A: SiteGround is one of three hosts officially recommended by WordPress.org. They build on Google Cloud, run NGINX with custom caching (SG Optimizer plugin), and include automatic core updates, staging environments and free CDN. Average response times are under 250 ms. **Q: Does SiteGround offer free site migration?** A: Yes. SiteGround's team provides one free professional site migration per account, with no downtime. Use the WordPress Migrator plugin for unlimited DIY migrations, or open a migration ticket for the team to do it for you. --- ## SiteGround - Page: https://mikemcdonnell.co.uk/siteground-review-uk - Link: https://siteground.com/index.htm?afcode=d5ed96bb474ba9d7b1e2f664efcdef6b - Bonus: £80. Up to 80% off year-one hosting, plus a free domain and one free professional site migration - Verified: 2026-08-04 - Valid from: 2026-08-04 ### TL;DR SiteGround is the best managed WordPress host I have used for client and business sites after five years of agency work. Google Cloud infrastructure, staging environments, daily backups and responsive 24/7 support justify the premium. The key trade-off is renewal pricing: the intro discount is up to 80% off, but year-two costs are significantly higher. Use my referral link to save up to 80% on year one, plus a free domain and one free site migration. ### How to claim 1. **Click my SiteGround referral link**. Click the link below. The up-to-80% intro discount attaches to your cart automatically. No code to enter at checkout. 2. **Choose your plan**. StartUp covers one website. GrowBig covers unlimited websites and is the plan most small businesses and agencies should choose. GoGeek adds white-label hosting tools and priority support queuing. 3. **Pick your billing term**. You can choose 12, 24 or 36 months. The intro discount applies to the full initial term you select, so a longer term means more months at the low rate before renewal. 4. **Register your free domain**. SiteGround includes a free .com, .net or .co.uk domain for your first year. Register it during checkout. 5. **Request your free site migration**. If you already have a site hosted elsewhere, SiteGround's team handles the migration at no extra cost. One professional migration is included on all plans. 6. **Install WordPress in one click**. Use the SiteGround one-click WordPress installer from your client area, then activate the SG Optimizer plugin for caching and image optimisation. ### FAQ **Q: Is SiteGround worth it in 2026?** A: For a business site, a client site or a WooCommerce store where downtime costs money, yes. SiteGround's Google Cloud infrastructure, staging environments and daily one-click backups make it a reliable platform. The main reason to look elsewhere is cost: the intro discount is generous but renewal pricing is significantly higher than budget hosts. **Q: What is SiteGround's renewal price in the UK?** A: SiteGround's renewal price is much higher than the introductory rate. As a rough guide, the GrowBig plan drops from around £24.99 per month to around £4.99 per month for the initial term. After that initial term ends, the price reverts close to the standard rate. Choosing a 36-month initial term locks in more months at the low rate before renewal. **Q: Does SiteGround have a UK data centre?** A: Yes. SiteGround runs a UK data centre in London on Google Cloud's europe-west2 region. If you choose the UK server location during sign-up (or change it afterwards via the client area), your site's files and database are stored within the UK. This is relevant for UK GDPR compliance if your site handles personal data from UK visitors. **Q: Is SiteGround good for small businesses?** A: Yes. SiteGround is a strong fit for UK small businesses running a business site, a WooCommerce store or multiple client sites. The GrowBig plan covers unlimited websites on a single account, which is practical for business owners who want to manage a main site, a staging environment and additional projects in one place. **Q: Is SiteGround recommended by WordPress?** A: Yes. SiteGround is one of three hosts on WordPress.org's official hosting recommendations page. WordPress.org does not sell these placements. They are based on performance history and support standards. **Q: What are the disadvantages of SiteGround?** A: The main disadvantages are renewal pricing and storage limits. Renewal rates are significantly higher than the intro rate, which catches some customers off guard. Storage is also modest: 10 GB on StartUp, 20 GB on GrowBig, 40 GB on GoGeek. There is no phone support, though 24/7 live chat is very responsive. --- ## Capital on Tap - Page: https://mikemcdonnell.co.uk/capital-on-tap-promo-code - Link: https://cashback.capitalontap.com/referral/?promo=2REFM287Z71&referrer=GLIDE%20MARKETING - Code: 2REFM287Z71 - Bonus: £75. £75 cash equivalent (7,500 points) after first transaction - Verified: 2026-08-17 - Valid from: 2025-06-29 ### TL;DR Use my Capital on Tap promo code 2REFM287Z71 to get a £75 sign-up bonus (7,500 points) when you make your first transaction within 30 days of approval. The card has no annual fee, 1% rewards on all spend, and credit limits up to £250,000. You need a UK limited company registered at Companies House to apply, and a personal guarantee is required. Sole traders are not eligible. ### How to claim 1. **Open my referral link**. Click the referral link or copy promo code 2REFM287Z71 into the application form. 2. **Apply with your business details**. Provide your business name, address and Companies House number. Capital on Tap run a soft search on your personal credit file at this stage, which has no impact on your personal credit score. 3. **Get an instant decision**. Most applications get an instant decision. If you accept and sign the agreement, a hard search is recorded against your business credit file, not your personal one. A personal guarantee is required. 4. **Receive your card**. The physical Visa card arrives in 2 to 5 business days. You can use the virtual card immediately. 5. **Make your first transaction within 30 days**. Any single purchase qualifies. The 7,500-point (£75) bonus is credited to your account within 30 days. ### FAQ **Q: What is the referral bonus for Capital on Tap?** A: The Capital on Tap referral bonus is 7,500 points (worth £75) credited to your account within 30 days of your first transaction. There is no minimum spend, any qualifying purchase made within 30 days of approval triggers the bonus. **Q: How do I use a Capital on Tap promo code?** A: Enter promo code 2REFM287Z71 in the 'Promo Code' field during sign-up, or use my referral link which applies it automatically. The code is valid for new UK customers only and must be entered before submitting your application. **Q: Is the Capital on Tap promo code the same as a referral code?** A: Yes. My code 2REFM287Z71 is a personal referral code, and you enter it in the 'Promo Code' field when you apply. Both terms describe the same thing: a code that gives you 7,500 points (£75) after your first transaction and gives me a matching referral reward as the existing cardholder. **Q: Does Capital on Tap have a referral code for August 2026?** A: Yes, the Capital on Tap refer-a-friend programme is live as of August 2026. My referral code is 2REFM287Z71. It gives new UK business customers 7,500 points (worth £75) after their first card transaction within 30 days of approval, with no minimum spend. **Q: How long until I get my £75 Capital on Tap bonus?** A: You receive 7,500 points (£75 cash equivalent) within 30 days of your first transaction. The transaction can be any amount, a £1 purchase qualifies. Points appear in your Capital on Tap rewards dashboard and can be redeemed for cashback, statement credit or gift cards. **Q: How much is 1 Capital on Tap point worth?** A: One Capital on Tap point is worth £0.01 (one penny) when redeemed as cashback or statement credit. So 7,500 points equals £75. You earn 1 point per £1 spent on the free card and the same 1 point per £1 on the £299-a-year Pro card (1.25 points per £1 on preloaded spend). --- ## Capital on Tap - Page: https://mikemcdonnell.co.uk/capital-on-tap-review - Link: https://cashback.capitalontap.com/referral/?promo=2REFM287Z71&referrer=GLIDE%20MARKETING - Code: 2REFM287Z71 - Bonus: £75. £75 cash equivalent (7,500 points) after first transaction - Verified: 2026-08-21 - Valid from: 2025-06-29 ### TL;DR After 12 months of using Capital on Tap at my UK SEO agency, the short verdict is: it has the easiest approval process I've seen for a UK limited company, predictable 1% rewards on every transaction, no foreign exchange fees, and a £75 sign-up bonus. The main downside is slightly slower customer service than Amex. You need a business registered at Companies House to apply and a personal guarantee is required, so sole traders are not eligible. Sign up with my promo code 2REFM287Z71 for the £75 bonus. ### How to claim 1. **Start the application with the promo code**. Open the Capital on Tap application with promo code 2REFM287Z71 so the £75 sign-up bonus is attached to your account from the start. 2. **Enter your business details**. Give your Companies House number, registered address, your role as director or shareholder, and rough business turnover. Capital on Tap only lend to UK limited companies registered at Companies House, so sole traders cannot apply. 3. **Get your decision from the soft search**. A soft search runs against your personal credit file and shows a provisional offer, including your credit limit, in about 30 seconds. A soft search has no impact on your personal credit score, even if you are declined. 4. **Accept the offer and sign**. This is the point a hard search is recorded against your business credit file and the personal guarantee is signed. A personal guarantee is required, so read that section before you sign. 5. **Add the virtual card to your wallet**. The virtual card is usable within about five minutes and works in Apple Pay and Google Pay straight away. The physical Visa card arrives by post in 2 to 5 business days. 6. **Make your first transaction to trigger the bonus**. Spend any amount within 30 days to qualify. The 7,500 bonus points, worth £75 as cashback, are credited within 30 days of your first transaction. ### FAQ **Q: Is Capital on Tap any good?** A: Yes, if you run a UK limited company and want a card for everyday business spend rather than borrowing. After 12 months of using it at my agency, the free card has no annual fee, earns 1 point per £1 (worth 1p as cashback), charges no foreign exchange fees, and gave me an instant decision off a soft search with a usable virtual card in under 15 minutes. The weak points are a dated web portal and support that answers in 24 to 48 hours rather than instantly. The real limitation is not the product, it is eligibility: Capital on Tap only lend to UK limited companies registered at Companies House, a personal guarantee is required, and sole traders cannot apply at all. **Q: Is Capital on Tap worth it for small UK businesses?** A: Yes for most UK small businesses. No annual fee on the free card, 1% rewards on every transaction, no foreign exchange fees, soft credit check first, instant decisions and a £75 sign-up bonus with promo code 2REFM287Z71. The optional £299-a-year Pro card adds airport lounge access and a better Avios rate, but the free card covers most needs. After 12 months of using it I'd recommend it as the default UK business credit card unless you specifically want airline points from Amex Business Gold. **Q: Is Capital on Tap a real credit card?** A: Yes. It's a real Visa Business credit facility, not a charge card or a prepaid card. Capital on Tap is a trading name of New Wave Capital Limited, authorised and regulated by the Financial Conduct Authority under firm reference number 625592 for consumer credit activities. Worth knowing: business credit cards used for business purposes are not regulated by the Consumer Credit Act 1974, so Section 75 does not apply the way it would on a personal card. Visa chargeback is still available. **Q: How does Capital on Tap compare with Amex Business Gold?** A: Capital on Tap suits most UK small businesses better; Amex Business Gold suits higher-spending businesses with international travel. Capital on Tap has no annual fee on the free card vs £195 a year on Amex Gold (often waived in year one). Capital on Tap's reward is 1p cashback per £1; Amex Gold pays 1 to 2 Membership Rewards points per £1, transferable to airline partners. UK Visa acceptance is meaningfully better than Amex acceptance. For most UK-only small businesses, Capital on Tap is the simpler choice. **Q: What's the credit limit on Capital on Tap?** A: Credit limits go up to £250,000. Your limit is set individually and is subject to status, based on your business turnover, trading history and credit profile. My own limit doubled within the first 60 days without me asking, but limits are set case by case so I cannot tell you the same will happen to you. **Q: Does Capital on Tap charge an annual fee?** A: The free Capital on Tap Business Credit Card has no annual fee. The optional Pro card is £299 per year and earns the same 1% cashback, adding a better Avios rate (1 point = 1 Avios), unlimited airport lounge access, a metal card and other travel perks. Neither card charges foreign exchange fees. For most UK businesses the free card is the right choice; Pro only makes sense if you fly often enough to use the lounges. --- ## NordVPN - Page: https://mikemcdonnell.co.uk/nordvpn-discount-code-uk - Link: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=155305&url_id=902 - Bonus: £75. £2.59 a month on the 2-year plan plus 3 extra months, with a 30-day money-back guarantee - Verified: 2026-08-24 - Valid from: 2026-08-24 ### TL;DR You never type a NordVPN discount code, it rides in the link. On 24 August 2026 their pages displayed £2.59 and £2.89 a month for a two-year plan, and a checkout I followed through charged £2.29 on a shorter term. Terms and totals differ, so ignore the headline and read the payment screen with VAT included. If you are NHS, a teacher, a student, a first responder or serving military, there is a separate extra 15%. ### How to claim 1. **Skip the coupon sites**. There is no code to hunt for. The voucher aggregators listing NordVPN codes are mostly showing you a link with a tracking tag on it, the same as any other deal link. 2. **Use the deal link**. Click through to NordVPN's offer page. The discount is already applied when you land, so there is nothing to enter. Do still check the final total on the payment screen, because the landing-page figure and the checkout figure do not always agree. 3. **Choose the 2-year term**. The saving lives in the term, not the tier. The 2-year plan is where the headline price and the 3 extra months apply. 4. **Choose Basic unless you want the extras**. Basic is the VPN by itself. Complete adds a password manager and 1 TB of encrypted storage, Ultimate Max adds identity theft cover. Do not pay for a tier you will not open. 5. **Check for your 15% occupational discount**. If you are a student, graduate, teacher, healthcare worker, first responder or serving military, NordVPN runs a separate extra 15% off. It needs verification and it is a different route to the standard deal. 6. **Add 20% for VAT**. UK prices are advertised before VAT. The number on the pricing page is not the number that leaves your account. 7. **Diarise the renewal**. The discount covers your first term only. Renewal is roughly four times the intro rate, so set a calendar reminder a month before the term ends. ### FAQ **Q: Is there a NordVPN discount code?** A: Not in the way people expect. NordVPN does not issue a code you type into a box at checkout. The discount is attached to the link you arrive on, so the price is already reduced when the page loads. Voucher sites listing a NordVPN 'code' are almost always just showing you a tracked link. **Q: What is the best NordVPN deal in the UK right now?** A: On 24 August 2026 the deal link showed £2.59 a month on the two-year Basic plan, billed as £69.93 for twenty-seven months, with three extra months and a 30-day money-back guarantee. That is about £83.92 once VAT is added. A checkout reached from NordVPN's own coupon page charged £65.95 for twenty-four months instead. Different lengths and different totals, so work out the monthly cost including VAT before choosing. **Q: How much is NordVPN per month in the UK?** A: As of 24 August 2026, the two-year plans run £2.59 a month for Basic, £3.39 for Complete and £6.29 for Ultimate Max, each with three extra months. Rolling monthly is around £11.63 including VAT, which is far worse value. Prices are advertised before VAT, so add 20%. **Q: Do NordVPN discount codes from voucher sites work?** A: Usually there is nothing to work. Most listed codes are not codes at all, they are tracked links, and the discount you land on is the same public offer. Some voucher pages also carry stale percentages from an old campaign. Judge any NordVPN deal by the price on the checkout page, not the percentage in the headline. **Q: Does NordVPN do an NHS discount?** A: Yes. NordVPN runs an extra 15% off for healthcare professionals, alongside students, graduates, teachers, first responders and serving military. It sits on a separate page from the standard deal and requires verifying your status. If you qualify, that route is better value than the standard offer. **Q: Is there a NordVPN student discount?** A: Yes, an extra 15% on top of the current offer, available to students and graduates. It applies worldwide and requires verification of your status through NordVPN's discount page rather than a code. --- ## Octopus Business Energy - Page: https://mikemcdonnell.co.uk/octopus-energy-business-referral-code - Link: https://share.octopus.energy/ideal-spark-243 - Bonus: £75. £75 business energy credit each side (£150 split) when a business or charity switches - Verified: 2026-08-19 - Valid from: 2026-08-19 ### TL;DR Octopus Energy pays £75 credit to BOTH sides when a business or charity switches through a referral link. That is £150 split in total, against £50 each on home switches. Octopus confirms the same personal referral link covers both schemes, so mine works for your business switch: share.octopus.energy/ideal-spark-243, tested and working as of August 2026. ### How to claim 1. **Get a referral link from any Octopus customer**. Any existing Octopus customer can refer a business. Their personal link is in the format share.octopus.energy/word-word-number. Mine is share.octopus.energy/ideal-spark-243 if you do not know anyone with Octopus. 2. **Open the link and start a business quote**. Click the link so the referral attaches, then get a quote for your business premises. Enter your postcode and rough usage, or let Octopus estimate it from your current bills. 3. **Complete the switch to an Octopus business account**. Accept the quote and confirm the switch. Octopus handles your old supplier and your supply is never interrupted. Allow 2 to 3 weeks. 4. **Let the switch complete and the first payment clear**. The £75 for each side is released once the switch has completed and the first payment has gone through, not at the moment you sign up. 5. **Check the account balance**. The £75 appears as credit on the business's Octopus account, and the referrer's £75 lands on theirs. Allow about four weeks from sign-up. ### FAQ **Q: How much is the Octopus Energy business referral?** A: £75 credit each, for both the referrer and the business or charity that switches. That is £150 split in total, against £50 each on home referrals. Verified against Octopus's own refer-a-business page in August 2026. **Q: Do I need a special Octopus business referral code?** A: No. Octopus retired typed codes; the whole scheme runs on personal referral links. Octopus's help pages confirm the same link works for both home and business referrals, so any customer's link, including mine, covers a business switch. **Q: Who qualifies for the £75 business referral?** A: Sole traders, limited companies and charities switching to an Octopus business account. The rate is the same £75 each across all three. **Q: Can a home customer refer a business to Octopus?** A: Yes. Octopus says referring a business works the same as referring any customer: you just share your personal referral link. You do not need a business account yourself to earn the £75. **Q: Do charities get the Octopus business referral rate?** A: Yes. Charities switching to an Octopus business account get the same £75 credit each side as businesses do. **Q: When does the £75 business referral credit arrive?** A: After the switch completes and the first payment clears. In practice allow about four weeks from sign-up, the same rhythm as the home scheme. It appears as credit on the Octopus account, not as cash. --- ## NordVPN - Page: https://mikemcdonnell.co.uk/nordvpn-review-uk - Link: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=155305&url_id=902 - Bonus: £70. £2.59 a month on the 2-year Basic plan plus 3 extra months, with a 30-day money-back guarantee - Verified: 2026-08-24 - Valid from: 2026-08-24 ### TL;DR 9/10. I have paid for NordVPN since January 2026, originally so I could see US Google results for a New York client. It is fast, I have noticed no speed drop, and the two-year Basic plan is £2.59 a month. The mistake I made was staying on the rolling monthly plan at £11.63, which has cost me more for eight months than the two-year plan charges for twenty-seven. Most people should take Basic on the two-year term and ignore the higher tiers. ### How to claim 1. **Click through to NordVPN**. Use the link below. The current discount attaches automatically, so there is no code to enter at checkout. 2. **Choose the 2-year term**. The savings sit almost entirely in the term length, not the tier. The 2-year plan is where the 70% discount and the 3 extra months apply. 3. **Pick Basic unless you know you want the extras**. Basic is the VPN on its own and covers what most people need. Complete adds a password manager and 1 TB of encrypted storage. Ultimate Max adds identity theft cover. Do not pay for tiers you will not open. 4. **Create your Nord Account**. Sign up with an email address. You can link a Google account instead if you prefer, which is what I did. 5. **Check the VAT-inclusive total**. NordVPN advertises prices before VAT for UK customers. Add 20% to work out what really leaves your account. 6. **Install on your devices**. One subscription covers up to 10 devices. Install the app on your laptop and phone first, then add anything else later. 7. **Set a reminder before renewal**. The intro price applies to the first term only. Renewal is significantly higher, so put a calendar reminder a month before it ends. ### FAQ **Q: Is NordVPN worth it in the UK?** A: At £2.59 a month on the two-year plan, yes, if you regularly work from wifi you do not control or you need to see the internet from another country. At the £11.63 rolling monthly price I was paying, it is much harder to justify unless you only need it for a few weeks. The value is almost entirely in the term you choose. **Q: How much does NordVPN cost per month in the UK?** A: As of 24 August 2026, the two-year plans are £2.59 a month for Basic, £3.39 for Complete and £6.29 for Ultimate Max, each with three extra months added. Rolling monthly is far more expensive, around £11.63 including VAT. NordVPN advertises prices before VAT, so add 20% to the headline figure. **Q: Does a VPN make you anonymous?** A: No, and this is the biggest misconception. A VPN hides your IP address from the sites you visit and hides your browsing from the network owner and your internet provider. It does nothing about the fact that you are logged into Google, Meta or Amazon, all of whom identify you by your account, not your IP. A VPN changes where you appear to be, not who you are. **Q: Do I need a VPN on public wifi?** A: Less than the marketing suggests. Most sites now use HTTPS, which already encrypts the contents of what you send, so the old story about someone on café wifi reading your banking password is largely out of date. What a VPN still stops is the network owner and other users on that network seeing which sites you are visiting, and it stops a hostile network tampering with your DNS. **Q: Does NordVPN slow down your internet?** A: In eight months on a UK fibre connection I have not noticed a difference in normal use, which was not true of cheaper VPNs I used before. Any VPN adds some overhead because your traffic takes a longer route, but on NordVPN's NordLynx protocol it has not been something I have had to think about. **Q: Is NordVPN legal in the UK?** A: Yes. Using a VPN is legal in the UK and in most countries. What is illegal without a VPN stays illegal with one, and using a VPN to get around a streaming service's regional licensing breaches that service's terms even though it is not a criminal matter. --- ## Gling AI - Page: https://mikemcdonnell.co.uk/gling-ai-referral-code - Link: https://gling.ai/?via=mike-mcdonnell - Bonus: $50. Up to 50% off any paid plan with annual billing, plus a free plan to test - Verified: 2026-07-06 - Valid from: 2026-07-06 ### TL;DR Use my Gling AI referral link gling.ai/?via=mike-mcdonnell to get the best current deal on Gling, plus a free plan to test it first. Gling is an AI video editor that takes raw talking-head footage and cuts the silences, filler words and bad takes automatically, giving you a rough cut in minutes. The free plan covers 1 hour a month (watermarked). Paid plans start at $20/mo, or $10/mo billed annually (50% off). It is the tool I use to edit my own talking-head videos. ### How to claim 1. **Open my Gling AI referral link**. Click gling.ai/?via=mike-mcdonnell. Referral tracking attaches automatically, so there is no code to type at checkout. 2. **Start on the free plan or pick a paid plan**. The free plan gives 1 hour of AI editing a month with a watermark. Plus, Pro and Elite remove the watermark and add more hours. 3. **Switch to annual billing for the biggest saving**. Annual billing is where the up-to-50% discount lives. Choose annual at checkout to halve the monthly price. 4. **Upload your raw talking-head recording**. Drop in your unedited video. Gling transcribes it and scans for silences, filler words, repeated lines and bad takes. 5. **Let Gling make the rough cut**. A 60-minute recording usually gets its first rough cut in under 5 minutes. You edit by deleting text from the transcript and the video follows. 6. **Review, then export**. Do a quick manual pass to catch anything the AI missed, then export the finished video or send an XML to Premiere Pro, Final Cut or DaVinci Resolve. ### FAQ **Q: Is there a working Gling AI referral or promo code for August 2026?** A: Gling rarely issues type-in promo codes, and most 'codes' listed on coupon directories are expired or were never valid. The reliable way to get the best price is to use a tracked referral link and choose annual billing, which is up to 50% cheaper than monthly. Use my link on this page to sign up with tracking applied automatically. **Q: How much can you save on Gling AI?** A: The biggest saving is annual billing, which is 50% off the monthly price on every paid plan. That takes Plus from $20/mo to $10/mo, Pro from $40/mo to $20/mo, and Elite from $100/mo to $50/mo. There is no separate hidden code stacked on top; annual billing is the discount. **Q: Does Gling AI have a free plan or free trial?** A: Gling has a permanently free plan, not a time-limited trial. The free plan gives you 1 hour of AI-edited media a month with all the core features (silence removal, filler-word detection, captions and title generation), but exports carry a watermark and you cannot export XML to a desktop editor. No card is needed to use it. **Q: How much does Gling AI cost?** A: Plus is $20/mo (or $10/mo billed annually) for 10 hours of editing a month with no watermark. Pro is $40/mo (or $20/mo annually) for 30 hours plus premium support. Elite is $100/mo (or $50/mo annually) for 100+ hours. All prices are in US dollars, so your UK card is billed at the exchange rate at checkout. **Q: What is Gling AI used for?** A: Gling is an AI video editor built for talking-head content: YouTube videos, tutorials, vlogs, course lessons and podcast recordings where someone is speaking to camera. It takes raw footage and produces a clean rough cut by removing silences, filler words like 'um' and 'uh', repeated lines and bad takes. It also generates captions, chapters and YouTube titles. **Q: Is Gling AI good for talking-head videos?** A: Yes, that is exactly what it is designed for. If you record yourself speaking to camera in one take and then spend ages trimming out the gaps and stumbles, Gling does that first pass for you in minutes. It is less useful for heavily produced edits, music videos, or anything that is not dialogue-driven. --- ## Monzo - Page: https://mikemcdonnell.co.uk/monzo-bank-promo-code - Link: https://join.monzo.com/c/mlk14vd - Bonus: £50. £50 each on Monzo Business, £10 each on a personal current account - Verified: 2026-09-04 - Valid from: 2025-08-22 ### TL;DR My invite link runs under Monzo's Business Banking Referral Scheme, so it pays £50 each when you open Monzo Business and £10 each when you open a personal current account. Open the link and enter your phone number on that page before you sign up, or the bonus never attaches. Then add money (no minimum) and make one card payment within 30 days. Monzo Business is the easiest business sign-up bonus in UK banking to qualify for, because there is no spend target to hit. FCA regulated, FSCS protected to £120,000. ### How to claim 1. **Open my invite link and enter your phone number first**. Tap join.monzo.com/c/mlk14vd on your phone and enter your phone number on that invite page before you sign up. This is the step that attaches the referral. Download the app and register without going through the link and the bonus cannot be added afterwards. 2. **Choose Business or Personal**. Monzo Business pays £50 each and is open to UK sole traders, limited company directors and landlords. A personal current account opened through the same link pays £10 each. Both amounts are fixed, not random, because the link runs under Monzo's Business Banking Referral Scheme. 3. **Download the Monzo app and apply**. Complete the sign-up form with your details. Verifying your identity takes about five minutes with a photo ID. 4. **Add money to your new account**. Fund the account by bank transfer or debit card. Monzo's terms say no minimum amount is required, so the widely quoted £1 is a safe floor rather than a stated threshold. 5. **Make one card payment within 30 days**. Use your physical Monzo card, Apple Pay or Google Pay to pay for anything within 30 days. There is no minimum spend. ATM withdrawals, money transfers and virtual card transactions do not count. 6. **Receive the bonus instantly**. The bonus is credited to your Monzo account within minutes of the qualifying purchase. ### FAQ **Q: What is the Monzo sign up bonus?** A: The Monzo sign up bonus is a free cash reward for new customers who open an account through a referral link. Open the link and enter your phone number on the invite page before you sign up, then add money and make one card payment within 30 days. Through my link, Monzo Business pays £50 and a personal current account pays £10, to both sides. The bonus lands within minutes of the qualifying payment. **Q: Is there a Monzo promo code or referral code?** A: Monzo uses referral links rather than alphanumeric promo codes. My referral link is join.monzo.com/c/mlk14vd, and it runs under Monzo's Business Banking Referral Scheme, so it pays £50 on a business account and £10 on a personal current account. Clicking it and signing up is the only way to access the new customer bonus. Voucher-site codes do not work for Monzo. **Q: Do I get money if I refer a friend on Monzo?** A: Yes, and both sides get the same amount. The size depends on which scheme your link runs under. Under the Business Banking Referral Scheme it is £50 if they open a business account or £10 if they open a current account, capped at three rewards per calendar month. Under the Personal Banking Referral Scheme it is randomly £10 (94% of the time), £20 (5%) or £50 (1%) for your first 100 referrals, then £5 after that. One catch most pages miss: if you hold both a Monzo business account and a current account, your personal-scheme referrals pay a flat £5. **Q: How do I find my Monzo referral code?** A: Open the Monzo app, tap your profile in the top left, scroll to 'Refer a friend' and Monzo generates a personal referral link for you. Monzo uses links rather than alphanumeric codes. Share the link by text, email or social and your friends sign up through it. **Q: How to get free £5 (or up to £50) on Monzo?** A: Open a referral link and enter your phone number on the invite page before you sign up, complete identity verification, add money to the account and make one card payment within 30 days. Through my link that is £10 on a personal current account or £50 on Monzo Business. The £50 needs no minimum spend, just one card payment. **Q: Does Monzo give free money?** A: Yes, in two ways. New customers who open a Monzo account through a referral link, add money and make one card payment within 30 days get a free bonus. Through my link that is £50 on Monzo Business or £10 on a personal current account. Existing customers earn the same amount each time they refer someone. It is genuinely free, with no fee to claim it. --- ## Monzo Business - Page: https://mikemcdonnell.co.uk/monzo-business-referral-code - Link: https://join.monzo.com/c/mlk14vd - Bonus: £50. £50 each side when a new Monzo Business account makes one card payment within 30 days - Verified: 2026-09-04 - Valid from: 2026-09-04 ### TL;DR Monzo Business pays £50 to you and £50 to me when you open an account through my link, add money and make one card payment within 30 days. There is no minimum spend, which makes it the easiest business banking bonus in the UK to qualify for. Tide pays more at £100 but wants £500 of card spend in 90 days, so plenty of people open both. Open to UK sole traders and limited company directors only. LLPs, charities, CICs and PLCs cannot open a Monzo Business account at all. The Lite plan is free forever. ### How to claim 1. **Open my invite link and enter your phone number on that page**. Tap join.monzo.com/c/mlk14vd on your phone and enter your mobile number on the invite page before you do anything else. This is the step that attaches the referral. Download the app and register without going through the link and the £50 cannot be added afterwards. 2. **Choose the business account**. The same link covers both account types. Monzo Business pays £50 to each side. A personal current account opened through it pays £10 to each side. 3. **Apply and verify your identity**. Complete the application with your details. Sole traders need photo ID and a selfie. Limited companies are checked against Companies House, and Monzo verifies anyone with significant control in the business. 4. **Add money to the account**. Fund the account by bank transfer or debit card. Monzo's referral terms state that no minimum amount is required, so the £1 figure quoted on other sites is a safe floor rather than a published threshold. 5. **Make one card payment within 30 days**. Pay for anything with the Monzo card, Apple Pay or Google Pay. There is no minimum spend. ATM withdrawals, money transfers and virtual card transactions do not count. 6. **Both sides get £50**. Monzo credits £50 to the new business account and £50 to the referrer, usually within minutes of the qualifying payment clearing. ### FAQ **Q: How much is the Monzo Business referral bonus?** A: £50 to the new customer and £50 to the referrer. It is a fixed amount rather than a random draw, unlike the Monzo personal referral, which pays £10 about 94% of the time. The £50 is credited within minutes of the new account's first qualifying card payment. **Q: Is there a Monzo Business promo code?** A: No. Monzo does not use alphanumeric promo codes on any of its accounts, business or personal. The whole scheme runs on referral links. Mine is join.monzo.com/c/mlk14vd and it runs under Monzo's Business Banking Referral Scheme. Codes advertised on voucher sites do not work. **Q: What do I have to do to get the £50?** A: Open my invite link, enter your mobile number on that page before you sign up, apply for the Monzo Business account, add money and make one card payment within 30 days. There is no minimum spend on that payment. ATM withdrawals, money transfers and virtual card transactions are excluded. **Q: Do I have to spend a certain amount to qualify?** A: No, and this is what separates it from most business banking bonuses. Monzo asks for a single card payment of any size within 30 days. Tide, by comparison, pays £100 but only after £500 of spend on the Tide card within 90 days. The Monzo £50 is the easiest business sign-up bonus in UK banking to qualify for. **Q: Who can open a Monzo Business account?** A: UK sole traders and directors of a registered limited company by shares (Ltd), aged 16 or over. The company must be active on Companies House, have an active and undisqualified director, be a UK tax resident, and earn mostly from selling goods or services rather than from interest or investment income. **Q: Can an LLP or a charity open a Monzo Business account?** A: No. Monzo's eligibility page lists partnerships and LLPs, limited companies by guarantee, charities, community interest companies, PLCs, clubs, trusts and funds as business types it cannot support. If you are one of those, no referral link will help, because you cannot open the account at all. Tide and Starling are worth checking instead. --- ## Monzo Home Insurance - Page: https://mikemcdonnell.co.uk/monzo-home-insurance-referral-code - Link: https://monzo.com/-deeplinks/home-insurance-referral?instance_params_id=blpf-craq-lgsv - Bonus: £50. Random £10/£20/£50 reward - Verified: 2026-05-27 - Valid from: 2026-03-01 ### TL;DR Use my Monzo Home Insurance referral link to get a free random bonus of £10 (50% chance), £20 (35%) or £50 (15%) when you buy a Monzo Home Insurance or Contents Insurance policy through my link. The policy must be active for 30 days in a row with all premiums paid. UK only, currently rolled out in selected regions; check the app for eligibility. ### How to claim 1. **Open my Monzo Home Insurance referral link**. Tap monzo.com/-deeplinks/home-insurance-referral to start the 60-day referral window. 2. **Enter your mobile number**. Provide the mobile number associated with your Monzo account, or a new number if you don't have Monzo yet. 3. **Download the Monzo app (if needed)**. If you're not already a Monzo customer, open a free Monzo current account in the app, it takes about five minutes. 4. **Buy a Monzo Home or Contents Insurance policy**. Purchase a Monzo Home Insurance or Contents Insurance policy within 60 days of tapping the referral link. 5. **Keep the policy active for 30 days**. The policy must remain active for 30 consecutive days with all premiums paid before the referral completes. 6. **Receive the random bonus**. Monzo notifies you in-app with a random reward of £10, £20 or £50 (50%/35%/15% probabilities). Both you and the referrer receive the same amount. ### FAQ **Q: How much is the Monzo Home Insurance referral bonus?** A: The reward is randomly selected between £10, £20 or £50. According to Monzo's official terms, 50% of customers get £10, 35% get £20 and 15% get £50. Both you and the person who referred you receive the same amount. **Q: Does the Monzo Home Insurance referral link work for Contents Insurance too?** A: Yes. The same referral link qualifies for both Monzo Home Insurance and Monzo Contents Insurance. Whichever policy you buy, the referral rules and reward amounts are identical. **Q: Who is eligible for the Monzo Home Insurance referral?** A: You need to be a UK resident aged 18 or over, you must not already have a Monzo Home Insurance or Monzo Contents Insurance policy, and you must not have previously received a referral bonus for one of those policies. The offer is currently experimental and only available to customers in selected UK regions. **Q: How long does it take to get the Monzo Home Insurance referral bonus?** A: You have 60 days from clicking the referral link to buy a Monzo Home or Contents Insurance policy. Once the policy has been active for 30 days in a row with all premiums paid, the referral is complete and Monzo pays the reward in the app. **Q: Is Monzo Home Insurance available everywhere in the UK?** A: Not yet. Monzo Home Insurance and Monzo Contents Insurance are currently being rolled out as an experimental offer to selected customers in specific UK regions. Monzo will tell you in the app if you're eligible to buy a policy and take part in the referral scheme. **Q: Do I need to already have a Monzo account to use the referral link?** A: No. If you don't have Monzo yet, you can download the Monzo app after clicking the referral link, open an account, and then buy a Monzo Home or Contents Insurance policy. If you already have Monzo, you just tap the link and continue straight to the insurance product. --- ## Monzo Refer a Friend - Page: https://mikemcdonnell.co.uk/monzo-refer-a-friend - Link: https://join.monzo.com/c/mlk14vd - Bonus: £50. £50 each on Monzo Business, £10 on personal 94% of the time - Verified: 2026-09-04 - Valid from: 2026-01-01 ### TL;DR Monzo pays the same bonus to both sides. Monzo Business pays £50 each, capped at three rewards per calendar month. Personal is a random draw that Monzo publishes as £10 (94%), £20 (5%) and £50 (1%), dropping to a flat £5 after 100 referrals. The trap almost nobody mentions: if you hold both a Monzo business account and a personal current account, your personal-scheme referrals pay a flat £5. Your friend has 30 days to open the account through your link, add money and make one card payment. The most common reason a bonus never pays is that they have to open your invite link and enter their phone number before they sign up. ### How to claim 1. **Find your Monzo referral link**. Open the Monzo app, tap your profile in the top left, scroll to 'Invite a friend' or 'Refer a friend'. Monzo generates a unique referral link tied to your account. 2. **Share the link with your friend**. Send the link by text, WhatsApp, email or social. The link contains your referral ID, so there is no separate code to type. 3. **Your friend opens the link and enters their phone number first**. This step decides whether the bonus pays. They must open your invite link and enter their phone number on that page before signing up. If they download the app and register without going through the link, the referral is not attached and cannot be added later. 4. **Your friend completes sign-up**. With the referral attached they go through the Monzo sign-up flow, completing identity verification and account opening in around five minutes. They can choose a personal current account or Monzo Business. 5. **Your friend adds money to the account**. They fund the account by bank transfer or debit card. Monzo's terms do not set a published minimum, and £1 is a commonly quoted safe floor. 6. **Your friend makes a card purchase within 30 days**. Any card purchase qualifies. Apple Pay, Google Pay or the physical Monzo card all count. 7. **Both receive the bonus instantly**. Monzo credits the bonus to both accounts within minutes of the qualifying payment. Business accounts get £50. Personal accounts get a random tier that Monzo publishes as £10 (94%), £20 (5%) or £50 (1%). ### FAQ **Q: How much is the Monzo referral bonus?** A: On Monzo Business it is £50 each. On a personal current account it is a random draw that Monzo publishes as £10 for 94% of people, £20 for 5% and £50 for 1%, and both you and your friend receive the same amount. So plan around £10 on personal, not £50. Two things reduce it further: after 100 referrals the personal amount drops to a flat £5, and if you hold both a Monzo business account and a personal current account, your personal-scheme referrals pay a flat £5 too. **Q: Why didn't I get my Monzo referral bonus?** A: The usual cause is the sign-up route. Monzo's referral terms require your friend to open your invite link and enter their phone number on that invite page before they sign up. If they downloaded the app first and signed up without going through the link, no reward pays to either side and it cannot be applied afterwards. The other common causes: the card purchase did not happen inside the 30-day window, your friend already had a Monzo account, or they had previously been approved for one or closed one recently, all of which make them ineligible. **Q: What are the Monzo refer a friend terms and conditions?** A: To refer, you need to be a UK resident aged 16 or over with an open Monzo account of any kind. The person you refer needs to be a UK resident aged 18 or over with no existing Monzo account, and they are excluded if they were previously approved for an account without opening it or closed one recently. They have 30 days from opening the link to download the app, apply, add money and pay for something with the card. Monzo's terms set no minimum on the qualifying purchase. Monzo can withhold rewards where it detects paid promotion of a link or fake accounts. **Q: Do I get money if I refer a friend on Monzo?** A: Yes. Monzo pays the referrer the same amount as the new customer: £50 on business accounts, or a random £10 (94%), £20 (5%) or £50 (1%) on personal. The bonus is credited within minutes of the friend's first qualifying card payment. There is a cap: the Business Banking Referral Scheme pays a maximum of three rewards per calendar month, resetting on the 1st. **Q: How much do you get for referring a friend to Monzo?** A: Business accounts: £50. Personal accounts: a random £10 (94% of the time), £20 (5%) or £50 (1%), falling to a flat £5 after your first 100 referrals. The referrer and referee always receive the same amount, and the tier is drawn by Monzo at the moment the qualifying payment clears. **Q: How many friends can I refer to Monzo?** A: Yes, there are two. The Business Banking Referral Scheme pays a maximum of three rewards per calendar month, resetting on the 1st. On the personal scheme there is no monthly cap, but the amount drops to a flat £5 once you pass 100 referrals. You can keep referring beyond both limits, you just stop being paid the higher amounts. Monzo also monitors for abuse, and names paid advertising of your link as an example of gaming the offer, so do not buy traffic to it. --- ## Octopus Energy - Page: https://mikemcdonnell.co.uk/octopus-energy-refer-a-friend - Link: https://share.octopus.energy/ideal-spark-243 - Bonus: £50. £50 home / £75 business energy credit, both sides - Verified: 2026-08-19 - Valid from: 2026-08-07 ### TL;DR Octopus Energy's refer a friend scheme pays £50 credit to BOTH sides when someone switches through a referral link (£75 each for business or charity accounts). The credit lands after the new customer's first direct debit clears, usually about four weeks in. There is no cap on referrals. If you want to switch and claim your £50, my link share.octopus.energy/ideal-spark-243 is tested and working as of August 2026. ### How to claim 1. **Get a referral link from an existing customer**. Every Octopus customer has a personal link in the format share.octopus.energy/word-word-number. Mine is share.octopus.energy/ideal-spark-243 if you do not know anyone else with Octopus. 2. **Start your quote through that link**. Click the link, enter your postcode and rough usage, and Octopus shows the tariffs available in your area. The referral attaches automatically; there is no code to type. 3. **Complete the switch**. Accept the quote and set up your direct debit. Octopus handles the switchover with your old supplier and your supply is never interrupted. It takes about 2 to 3 weeks. 4. **Let your first direct debit clear**. The £50 for each side is triggered by the new customer's first successful direct debit payment, not by the switch itself. 5. **Check your balance history**. About four weeks after joining, the credit appears in your account dashboard's balance history as +£50 from Octopus Energy. Your referrer sees the same on their side. ### FAQ **Q: Does Octopus still do refer a friend in 2026?** A: Yes. As of August 2026 the scheme is live and unchanged: £50 credit each for home referrals, £75 each for business and charity referrals, no cap on how many people you can refer. I verified the terms against Octopus's own referral help pages this month. **Q: How does Octopus Energy refer a friend work?** A: An existing customer shares their personal referral link. When someone switches to Octopus through that link and their first direct debit clears, both people receive £50 energy credit (£75 each on business accounts). The link carries the referral automatically, there is no code to type anywhere. **Q: How do I refer a friend to Octopus Energy?** A: Find your personal link in your Octopus account, send it to the person switching, and make sure they start their quote by clicking it rather than going to Octopus directly or through a comparison site. When their first direct debit clears, you both get £50 (£75 each on business accounts). There is nothing to fill in on your side and no form to submit. **Q: Is Octopus recommend a friend the same as refer a friend?** A: Yes. People search for it as recommend a friend, introduce a friend and refer a friend, but Octopus runs one scheme with one set of terms: £50 credit each on home switches, £75 each on business and charity, triggered by the new customer's first direct debit clearing. There is no separate recommendation scheme with different rates. **Q: Where do I find my Octopus Energy referral code?** A: There is no code to find, because Octopus retired typed referral codes. What you are looking for is a link, in the format share.octopus.energy/word-word-number, and it sits a little way down the home screen of your account dashboard in the app or on the web. If a site offers you an Octopus referral code to type in at sign-up, it is not how the scheme works. **Q: How do I know if my Octopus referral worked?** A: You will see the credit in your account's balance history as +£50 from Octopus Energy, usually about four weeks after the person you referred joined. Octopus does not send a referral notification before that, so there is nothing to check in the meantime. If it has been more than six weeks, the most common cause is the new customer's first direct debit not clearing. --- ## Octopus Energy - Page: https://mikemcdonnell.co.uk/octopus-energy-referral-code - Link: https://share.octopus.energy/ideal-spark-243 - Bonus: £50. £50 home / £75 business energy credit - Verified: 2026-08-19 - Valid from: 2026-04-16 ### TL;DR Click share.octopus.energy/ideal-spark-243 to switch to Octopus Energy and get £50 free credit. I get £50 too. Business and charity customers get £75 each. Credit lands after your first direct debit clears, usually within four weeks. No exit fees, no minimum term. Verified working 13 August 2026. ### How to claim 1. **Open my Octopus referral link**. Click share.octopus.energy/ideal-spark-243 to start your switch with the referral attached. 2. **Enter your postcode and usage**. Octopus shows the tariffs available in your area. Standard and smart tariffs (Agile, Go) are both eligible. 3. **Review and accept your quote**. Compare the monthly cost against your current supplier. If you switch, Octopus handles the cancellation with your previous provider. 4. **Provide your current supplier details**. You will need your MPAN/MPRN if available, plus current direct debit details so Octopus can take over billing. 5. **Wait for the switch to complete**. The switch typically completes within 2 to 3 weeks. Your supply is uninterrupted throughout the process. 6. **Receive £50 credit**. After your first direct debit clears, £50 (or £75 for business) credit is added to your Octopus account and applied against your next bill. ### FAQ **Q: When is the £50 Octopus referral credit paid?** A: The £50 lands once you are on supply with Octopus and your first month's direct debit has been taken successfully. It is paid automatically, you do not need to chase it. As of August 2026 my link share.octopus.energy/ideal-spark-243 is tested and working. **Q: How long does the Octopus referral credit take to come through?** A: Usually around four weeks from when you join, because the credit only triggers after your first direct debit clears. It can take a little longer if anything delays your switch. The £50 then shows as credit on your account and comes off your next bill. **Q: How does the Octopus Energy referral work?** A: You switch to Octopus using a referral link instead of going direct or via a comparison site. Both you and the person who referred you get £50 free credit once your first direct debit clears. There is no code to type in, the link carries the referral for you. **Q: Do both people get £50 with an Octopus referral?** A: Yes. The new customer who switches gets £50 and the existing customer who shared the link gets £50 too. On business or charity accounts it is £75 each instead. If you switch using my link share.octopus.energy/ideal-spark-243 we both get the credit. **Q: Is the Octopus referral a code or a link?** A: It is a link, not a code. Octopus stopped using typed referral codes and now uses a personal share link such as share.octopus.energy/ideal-spark-243. Click the link and the referral is applied automatically when you complete your switch. **Q: Is there a business version of the Octopus referral?** A: Yes. Octopus pays £75 to you and £75 to the business or charity that switches, instead of the £50 home rate. It covers SMEs, sole traders, limited companies and charities on Octopus business accounts. (This was £100 previously, Octopus moved it to £75.) --- ## Octopus Energy - Page: https://mikemcdonnell.co.uk/octopus-energy-review - Link: https://share.octopus.energy/ideal-spark-243 - Bonus: £50. £50 credit each way for home customers. £75 each for business and charity customers. Credit lands after your first direct debit clears. - Verified: 2026-08-21 - Valid from: 2026-08-21 ### TL;DR I have been an Octopus Energy customer for about two years on the Flexible tariff. Billing has been accurate, the app is the best I have used for a utility, and both customer service contacts were resolved in one interaction. They are not always the cheapest supplier in every region every quarter, so check prices for your postcode before switching. If you do switch, use my referral link and we both get £50 credit. ### How to claim 1. **Check the price for your postcode**. Energy pricing is regional. Get an Octopus quote for your own postcode and compare it against your current unit rate and standing charge, not against a national average. This is the step most reviews skip. 2. **Check whether you are locked into a fixed deal**. If you are mid-fix, check the exit fee in your contract. Most suppliers waive exit fees in the final 49 days of a fixed deal, so timing the switch can save you the charge. 3. **Decide which tariff suits how you use energy**. Flexible tracks the Ofgem price cap and needs no behaviour change. Agile and Tracker can be cheaper but carry more variance and Agile needs a smart meter. Start on Flexible if you are unsure, because switching tariffs inside Octopus is free. 4. **Check smart meter availability in your area**. Agile, Go and the intelligent tariffs all need a working smart meter. Installation waits vary by region, so if a smart tariff is the reason you are switching, confirm the wait before you commit. 5. **Switch through a referral link, not a comparison site**. Comparison sites do not carry the referral. Switching via share.octopus.energy/ideal-spark-243 gets you £50 credit and gets me £50, at no cost to either of us. Business customers get £75 each. 6. **Watch your first two bills**. Check the opening meter reading against your old supplier's final bill and confirm the direct debit amount matches your projected usage. Every supplier gets a small number of switches wrong, and the first two bills are where you catch it. ### FAQ **Q: Is Octopus Energy any good?** A: Yes, on the evidence of two years as a customer and the published data. Billing has been accurate, the app is the best I have used for a utility, and both times I contacted support the issue was resolved in one interaction. Octopus holds a 4.8 out of 5 Trustpilot score from over 837,000 reviews and 3.67 out of 5 in the Citizens Advice supplier table for January to March 2026, which is near the top of the major suppliers. **Q: Is Octopus Energy cheap?** A: Competitive rather than always cheapest. The Flexible tariff has consistently sat below the Ofgem price cap, and Tracker averaged below the cap through 2026. But energy pricing is regional, so a supplier that is cheapest in one part of the country may not be in another. Get a quote for your own postcode before switching. **Q: How long have you been with Octopus Energy?** A: About two years, on a residential Flexible tariff at my home in Essex. I also run my business from that home office on the same residential tariff, which is the normal position for most home-based sole traders and small limited companies. **Q: Is Octopus Energy really 100% renewable?** A: Octopus supplies 100% renewable electricity as standard across its tariffs, backed by renewable generation and certificates. Gas is a different matter, and no UK supplier delivers 100% green gas at scale. If your priority is decarbonising, the electricity side is genuine and the gas side is not, whichever supplier you pick. **Q: What is Octopus Energy customer service like?** A: In my experience, good. I have contacted them twice in two years, once with a billing query and once about a smart meter, and both were resolved in a single interaction without being passed around. Octopus consistently sits among the lowest complaint rates of the large suppliers in Ofgem's published data. **Q: Is Octopus Energy safe?** A: Yes. Octopus is regulated by Ofgem and is a member of the Energy Ombudsman scheme. As of April 2026 it passed 8 million UK customers and is the largest household energy supplier in the country, serving roughly one in four households. There is no supply risk of the kind that hit small suppliers in 2021 and 2022. --- ## Opus Clip - Page: https://mikemcdonnell.co.uk/opus-clip-referral-code - Link: https://www.opus.pro/?via=d1a2e8 - Bonus: $50. Pro plan at $174 a year instead of $29 a month, exactly 50% off - Verified: 2026-07-29 - Valid from: 2026-03-06 ### TL;DR Use my Opus Clip referral link opus.pro/?via=d1a2e8. The real saving is the Pro plan on annual billing: $174 a year against $29 a month, which is exactly 50% off. Starter ($15/mo) is monthly only, so there is no annual discount on it. The free plan gives 60 credits a month with a watermark. Opus Clip turns long videos into TikTok, YouTube Shorts and Instagram Reels clips. ### How to claim 1. **Open my Opus Clip referral link**. Click opus.pro/?via=d1a2e8, referral tracking attaches automatically with no code to type. 2. **Pick Free, Starter or Pro**. Free covers 60 credits a month with a watermark. Starter is $15/mo and is only sold monthly. Pro is $29/mo, or $174 a year if you pay annually. 3. **Choose Pro annual if you want the discount**. The 50% saving only exists on the Pro plan billed annually: $174 for the year against $348 if you paid monthly. Starter has no annual option. 4. **Complete sign-up**. Create your account with email or Google. The referral discount is applied automatically at the checkout step. 5. **Upload your first video**. Drop in any long-form video (podcast, webinar, livestream, YouTube). Opus Clip's AI picks the strongest moments and exports captioned 9:16, 1:1 or 16:9 clips. ### FAQ **Q: Is there a working Opus Clip promo code for August 2026?** A: No, and anywhere claiming to have one is guessing. Opus Clip does not run typed promo codes. The only real saving is the Pro plan on annual billing at $174 a year, which is 50% off the monthly rate. My link tracks the signup. **Q: How much discount do you get with the Opus Clip referral code?** A: The link does not add a secret extra discount on top, and I would rather say so. It tracks your signup and gives you the standard current offer. The saving that actually matters is Pro on annual billing, which is 50% off. **Q: Does Opus Clip have a free trial?** A: Yes. Opus Clip offers a 7-day free trial of the Pro plan, which gives you 90 minutes of video processing. There is also a permanently free plan with 60 minutes per month (watermarked output). **Q: Can I use multiple Opus Clip coupon codes?** A: No. Opus Clip does not stack discount codes. The annual billing discount is the primary saving mechanism. Using a referral link alongside annual billing is the best combination. **Q: Is Opus Clip free?** A: Yes, genuinely. The free plan gives 60 credits a month and never expires, but clips carry a watermark, you cannot edit them, and they stop being exportable after 3 days. It is enough to decide whether the tool suits you. Watermark-free output starts on Starter at $15/mo. **Q: What is the cheapest way to get Opus Clip?** A: Test on the free plan, which gives 60 credits a month with a watermark. If you then need it properly, Pro on annual billing is the cheapest real option at $174 a year, half what you would pay month to month. Starter at $15/mo is cheaper up front but has no annual discount. --- ## Octopus Energy - Page: https://mikemcdonnell.co.uk/switch-to-octopus-energy - Link: https://share.octopus.energy/ideal-spark-243 - Bonus: £50. £50 home credit each way. £75 each for business customers. Credit lands after first direct debit clears. - Verified: 2026-08-20 - Valid from: 2026-08-20 ### TL;DR Switch to Octopus Energy using my referral link (share.octopus.energy/ideal-spark-243) and we both get £50 free credit. Octopus handles the switch for you, it takes 2 to 3 working days and your supply is never cut off. The £50 credit lands after your first direct debit clears, usually within four weeks. Business customers get £75 each via the same link. ### How to claim 1. **Click my Octopus referral link**. Go to share.octopus.energy/ideal-spark-243 to start your switch. The referral is attached to the link, so do not use a price comparison site or go directly to octopus.energy or you will lose the £50. 2. **Enter your postcode and usage details**. A recent energy bill helps here. You will need your current annual usage in kWh, or your average monthly spend. Octopus uses this to quote the right tariff for you. 3. **Choose your tariff**. Pick from Flexible (tracks the Ofgem price cap), Agile (half-hourly variable pricing, good if you can shift usage to cheap periods) or Tracker (daily wholesale-based rate). Most people start on Flexible. You can switch tariffs for free inside Octopus at any time. 4. **Complete the application**. Fill in your address, bank details for direct debit, and your current supplier name if you have it. Octopus contacts your old supplier and arranges the switch. You do not need to cancel anything yourself. 5. **Wait for the switch to complete**. Most switches complete in 2 to 3 working days. Your supply is uninterrupted throughout. There is a 14-day cooling-off period if you change your mind. 6. **Receive your £50 credit**. Once your first direct debit clears, Octopus adds £50 to your account (£75 if you are a business). The credit comes off your next bill automatically. It typically takes two to four weeks from your start date. ### FAQ **Q: How do I switch to Octopus Energy?** A: Click a referral link (such as share.octopus.energy/ideal-spark-243), enter your postcode and usage details, choose a tariff, and complete the application. Octopus handles the cancellation with your old supplier. The whole process takes about ten minutes online and the switch completes in 2 to 3 working days. **Q: How long does switching to Octopus Energy take?** A: The switch typically completes in 2 to 3 working days. Ofgem sets a maximum of 5 working days. Your energy supply is never interrupted during the process. **Q: Do I need to contact my current supplier when switching to Octopus?** A: No. Octopus contacts your old supplier and handles the cancellation for you. If you are on a fixed tariff you may owe an exit fee, but in the final 49 days of a fixed deal most suppliers waive those fees. **Q: Will my energy be cut off when I switch to Octopus?** A: No. Switching energy supplier does not affect your supply. The same infrastructure delivers your gas and electricity regardless of who bills you. There is no interruption. **Q: How do I get the £50 Octopus referral credit?** A: Switch using a referral link, not via a comparison site or octopus.energy directly. Use share.octopus.energy/ideal-spark-243 and the referral is applied automatically. The £50 credit lands in your account after your first direct debit clears, usually within two to four weeks. **Q: Is it worth switching to Octopus Energy in 2026?** A: For most households, yes. Octopus has consistently priced the Flexible tariff below the Ofgem price cap. Their Tracker tariff averaged below the cap through 2026. They have an exceptional Trustpilot score (4.8 from over 837,000 reviews) and a good Citizens Advice rating of 3.67 out of 5. No supplier is perfect, but Octopus is consistently among the top-rated in the UK. --- ## ManyPets - Page: https://mikemcdonnell.co.uk/manypets-referral-code - Link: https://r.manypets.com/abbiem-526 - Code: abbiem-526 - Bonus: £45. Up to £45 Amazon gift card each, on your first ManyPets policy - Verified: 2026-09-02 - Valid from: 2026-08-30 - Valid through: 2026-09-30 ### TL;DR Use my ManyPets referral link r.manypets.com/abbiem-526, or the code abbiem-526, and we each get up to a £45 Amazon gift card once your first policy has run 60 days. ManyPets are running this as a limited time offer to 30 September 2026, checked on 2 September. It replaces the £20, £50 and £55 per-pet tiers that ran to 31 August, so the amount is now a single up to £45 rather than a split by pet. We insure our cat Yorka with ManyPets. #ad ### How to claim 1. **Open my ManyPets referral link**. Go to r.manypets.com/abbiem-526. The referral attaches automatically, so there is nothing to type at checkout. The code itself is abbiem-526 if you need it separately. 2. **Get a quote for your pet**. You will need your pet's breed, age and postcode. The reward tier depends on the pet you insure: cat, dog, or a multi-pet policy covering more than one. 3. **Take out your first ManyPets policy**. The reward only applies to a first policy. If you already hold or have held ManyPets cover, a referral link will not earn either of us anything. 4. **Keep the policy for 60 days**. This is the part people miss. The policy has to stay active for 60 days before either reward is released. Cancel inside that window and neither of us gets the voucher. 5. **Wait for the Amazon gift card**. Once the 60 days are up, the gift card is issued to each of us. Check ManyPets' own refer-a-friend terms for how they send it and how long it takes. ### FAQ **Q: What is the ManyPets referral code?** A: Mine is abbiem-526, and the link is r.manypets.com/abbiem-526. Using either means we each get an Amazon gift card once your first policy has been running for 60 days. **Q: How much is the ManyPets refer a friend reward?** A: Up to £45 as an Amazon gift card to each of us. ManyPets are running it as a limited time offer to 30 September 2026, and it is a single up to £45 rather than a split by pet. It replaced the £20 cat, £50 dog and £55 multi-pet tiers that ran to 31 August 2026. Open the link for the figure that applies to your policy, because ManyPets set the amount and can move it. **Q: Do I get the reward straight away?** A: No. Your first policy has to stay active for 60 days before either gift card is released. That is the single most common reason a referral does not pay out, so do not cancel inside the first two months if you want the voucher. **Q: Does the ManyPets referral work for existing customers?** A: No. It is for a friend's first ManyPets policy. If you already have cover with them, or have had it before, a referral link will not earn either of us anything. **Q: Why does the code have someone else's name in it?** A: Because it is my wife Abbie's code. She set our cat's policy up, so the referral sits in her name. It is our household policy either way, and the reward comes to us jointly. **Q: Is ManyPets regulated in the UK?** A: Yes. ManyPets Ltd is authorised and regulated by the Financial Conduct Authority, Register number 652623, and is registered in England and Wales as company number 7886430. You can confirm that yourself on the FCA Register. Verified against ManyPets' own site on 30 August 2026. --- ## Fyxer AI (NO LONGER USED BY MIKE) - Page: https://mikemcdonnell.co.uk/fyxer-ai-referral-code - Link: https://fyxer.com?r=mike-mc-donnell-212&src=REFERRAL&location=DASHBOARD&promo=REF&utm_source=customer.io&utm_medium=email_action&utm_campaign=Invite&utm_content=Invite - Bonus: $25. $25 off any Fyxer AI subscription (I no longer use Fyxer myself) - Verified: 2026-05-13 - Valid from: 2026-04-16 ### TL;DR Straight answer first: my referral link still gives you $25 off any Fyxer AI plan, and there is no code to type. Second thing you should know, because most pages offering you a Fyxer discount will not tell you: I do not use Fyxer any more. I used it daily for months, it did the job, and I replaced it with a custom email agent I built with Claude. Everything below is what it does, what it costs and why I moved off it, so you can decide whether the $25 is worth taking. ### How to claim 1. **Open my Fyxer AI referral link**. Click the link to land on Fyxer with the $25 discount attached to your sign-up flow. 2. **Create your Fyxer account**. Sign up with your work email. Setup takes around 30 seconds. 3. **Connect your Gmail or Outlook inbox**. One-click OAuth connection. Fyxer reads recent sent emails to learn your writing style. 4. **Connect your calendar (optional)**. Link Google Calendar or Outlook to enable AI meeting notes and follow-ups for Google Meet, Zoom and Teams. 5. **Pick Starter or Professional**. Starter covers one inbox and calendar. Professional adds multiple inboxes, CRM sync and team scheduling. $25 discount applies at checkout on either plan. 6. **Start your 7-day free trial**. Trial gives full access. Cancel before day 7 for no charge. After trial the $25 discount applies to your first paid period. ### FAQ **Q: Does Fyxer AI have a referral code?** A: Fyxer AI uses a referral link rather than a typed code. Sign up through my link and the $25 discount is applied to your account automatically, there is nothing to enter at checkout. Worth saying plainly: I used Fyxer daily for months and then replaced it with a custom email agent I built with Claude, so this is a working discount rather than a recommendation from a current user. **Q: How much do you save with a Fyxer AI referral?** A: You save $25 on your Fyxer AI subscription. On the $30/month Starter plan that makes your first month effectively $5. On annual billing ($22.50/month Starter, $37.50/month Professional) the $25 discount applies to the first annual charge. **Q: Is Fyxer AI free?** A: Fyxer AI offers a 7-day free trial with full feature access, no permanent free tier. Paid plans start at $22.50/month (Starter on annual billing) or $30/month monthly. The $25 referral discount applies after the trial. **Q: Does Fyxer AI work with Gmail and Outlook?** A: Yes. Fyxer connects to both Gmail and Outlook via one-click OAuth, including business Google Workspace and Microsoft 365 accounts. It sits on top of your existing inbox, you don't switch email apps. **Q: Is Fyxer AI safe and secure?** A: Fyxer is SOC 2 Type II compliant and GDPR compliant. Email content is processed for AI features but not stored long-term. Data is encrypted in transit and at rest. Enterprise plans add SSO and custom retention controls. **Q: Can Fyxer AI take meeting notes?** A: Yes. Connect your calendar and Fyxer's AI assistant joins your Google Meet, Zoom or Teams meetings, transcribes the conversation, extracts action items and drafts follow-up emails. Available on Starter and Professional plans. --- ## Hostinger - Page: https://mikemcdonnell.co.uk/hostinger-referral-code - Link: https://hostinger.co.uk?REFERRALCODE=GC3MICHAEXOZ - Code: GC3MICHAEXOZ - Bonus: $20. 20% off any 12+ month Hostinger hosting plan - Verified: 2026-06-27 - Valid from: 2026-04-16 ### TL;DR Use Hostinger referral code GC3MICHAEXOZ to get 20% off any Hostinger web hosting, cloud, VPS or email plan on a 12-month-or-longer term. The discount stacks on Hostinger's already-low intro pricing, and Premium/Business plans include a free domain for year one, free SSL, daily backups and Cloudflare CDN. ### How to claim 1. **Open the Hostinger referral link**. Click hostinger.co.uk with referral code GC3MICHAEXOZ and the discount is added to your cart automatically. 2. **Choose your hosting plan and term**. Premium covers most websites; Business adds priority resources. Select 12, 24 or 48 months, and the 20% discount applies on any 12+ month term. 3. **Enter the referral code manually if needed**. If the discount isn't visible at checkout, paste GC3MICHAEXOZ into the 'Have a coupon code?' field. 4. **Complete checkout**. Sign up with your email address and pay. Domain registration and migration are offered free on Premium and Business plans. 5. **Set up your site**. Use Hostinger's one-click WordPress installer or the drag-and-drop website builder to get your site live within an hour. ### FAQ **Q: Does Hostinger have a referral code?** A: Yes. Hostinger runs an active referral programme that rewards both existing and new customers. Use code GC3MICHAEXOZ at checkout (or via the referral link) for 20% off any 12+ month hosting plan. The code is verified working in August 2026. **Q: How much discount do you get with a Hostinger referral?** A: Hostinger referral codes give 20% off any web hosting, cloud, VPS or email plan with a minimum 12-month commitment. The 20% stacks on top of Hostinger's already-discounted intro pricing, making the first year of Premium hosting genuinely cheaper than monthly Netflix. **Q: Is Hostinger good for beginners?** A: Yes. The hPanel control panel is significantly more beginner-friendly than cPanel. WordPress installs in one click, the website builder uses drag and drop, and 24/7 live chat support resolves most setup queries within minutes. **Q: Does Hostinger include a free domain?** A: Premium, Business, Cloud Startup and higher Hostinger plans include a free domain name (.com, .net or one of 50+ TLDs) for the first year. The Single plan does not. After year one, domain renewal is charged at standard rates. **Q: Is Hostinger good for WordPress?** A: Hostinger is officially WordPress-friendly with LiteSpeed servers, the LSCache plugin pre-installed, automatic core and plugin updates, free SSL, daily backups, staging environments and one-click installation. It outperforms most budget hosts on WordPress benchmarks. **Q: How fast is Hostinger hosting?** A: Hostinger uses LiteSpeed Enterprise servers, typically 2 to 3 times faster than Apache, combined with NVMe SSD storage and Cloudflare CDN. Average Time To First Byte on benchmarks is under 300ms from European data centres. --- ## Hostinger - Page: https://mikemcdonnell.co.uk/hostinger-review-uk - Link: https://hostinger.co.uk?REFERRALCODE=GC3MICHAEXOZ - Code: GC3MICHAEXOZ - Bonus: £20. 20% off any 12+ month Hostinger hosting plan - Verified: 2026-07-28 - Valid from: 2026-07-28 ### TL;DR Hostinger is a solid budget web host for UK small businesses. LiteSpeed servers, free SSL, daily backups and a UK data centre make it a capable choice at intro pricing. The catch is the renewal: what costs £2 to £4 per month at sign-up can jump to three or four times that when your plan renews. Use code GC3MICHAEXOZ for 20% off any 12+ month plan and factor in the full renewal cost before committing. ### How to claim 1. **Click the referral link**. Click the referral link below. The 20% discount is applied to your cart automatically via the code GC3MICHAEXOZ. 2. **Choose your plan and term**. Select Premium for most sites or Business if you need more resources. A 12, 24 or 48-month term qualifies for the 20% discount. 3. **Check the discount at checkout**. The code GC3MICHAEXOZ should be shown in your cart. If not, paste it into the coupon field at checkout. 4. **Complete your sign-up**. Enter your email address and payment details. Your domain and SSL certificate activate within a few minutes of payment. 5. **Install WordPress in one click**. Log into hPanel, go to Websites and use the Auto Installer to get WordPress live in under five minutes. ### FAQ **Q: Is Hostinger good for UK users?** A: Yes. Hostinger has a data centre in London, prices plans in GBP on hostinger.co.uk and offers 24/7 live chat support. LiteSpeed servers deliver fast load times from UK locations. It is a capable host for most UK small business websites. **Q: How much does Hostinger cost in the UK after renewal?** A: Hostinger's introductory pricing on long-term plans is significantly lower than the renewal rate. When your initial plan expires, Hostinger charges the standard rate, which can be three to four times the intro price. Always check the renewal price shown during checkout before you commit to a term. **Q: Is Hostinger worth the long-term lock-in?** A: For a site that is not yet generating revenue, locking in for 48 months gets you the lowest possible monthly cost. For a site that earns money, a managed host like SiteGround is worth the premium. Check what the renewal rate would be before signing up for the longest term. **Q: What are the main downsides of Hostinger in 2026?** A: The biggest downside is the renewal price jump, which can be three to four times the intro rate. There is no phone support, just live chat and email. Shared hosting plans also share server resources, so a busy neighbouring site can occasionally slow yours. **Q: Is the Hostinger website builder any good compared to Wix or Squarespace?** A: Hostinger's website builder is functional and beginner-friendly, but Wix and Squarespace offer more design polish. If you plan to run a WordPress site, Hostinger's WordPress performance is better value for money than what Wix or Squarespace offer at the same price point. **Q: Does Hostinger have a UK data centre?** A: Yes. Hostinger has a data centre in London. When you sign up through hostinger.co.uk the default server location is set to the UK. You can confirm or change the location in hPanel after signing up. --- ## Desktronic - Page: https://mikemcdonnell.co.uk/desktronic-homepro-review - Link: https://desktronic.co.uk/bubmdl - Bonus: £15. £15 off any Desktronic order over £200 with my referral link - Verified: 2026-08-24 - Valid from: 2026-06-17 ### TL;DR After four months of running my business from the Desktronic Home Pro, sat, stood and walking on a treadmill underneath it, I rate it 8.5 out of 10 and would buy it again. It is a genuinely solid, quiet, dual-motor desk with a thick walnut-effect top that has not scratched or left a single coffee ring. I have a 16-inch MacBook Pro and two monitors on the 160cm model with a walking pad underneath, and stability is excellent for the price, with only mild wobble high up. Use my link to get £15 off any Desktronic order over £200. ### How to claim 1. **Unbox on a soft surface**. Open the boxes on carpet or a blanket and lay the heavy walnut-effect top face down so the finish is protected while you build. 2. **Attach the legs and feet**. Bolt the two leg uprights and the feet to the frame using the bolts provided. An electric screwdriver makes this far quicker than the supplied Allen key. 3. **Fix the frame to the top**. Position the frame on the underside of the top and bolt it through the pre-drilled holes. 4. **Fit the control box and controller**. Mount the dual-motor control box and the touchscreen controller under the front edge, connect the motor cables and clip them along the underside. 5. **Stand it up and power on**. Lift the desk upright, which is easier with two people because of the weight, then plug it in at the mains. 6. **Set your three presets**. Drive the desk to your seated height, press M then 1 to save it. Repeat for your standing height on 2 and your walking height on 3. ### FAQ **Q: Is the Desktronic Home Pro the same as the HomePro?** A: Yes, they are the same desk. Desktronic writes the name closed up as HomePro on its own product pages and on Amazon, but plenty of buyers and reviewers write it as two words, Home Pro. There is no separate model and no different specification. Whichever way you searched, this review covers the desk you are looking for. **Q: What do Desktronic reviews say?** A: The themes that come up again and again in UK buyer reviews are that the desk feels solid and stable under a heavy setup, the dual motors are quiet, delivery is fast and free, and support responds. The recurring gripes are that the boxes are heavy so assembly is easier with two people, and that there is a little wobble at full standing height. That matches my own four months with it almost exactly. Review scores move over time, so check the current figure on Trustpilot or Reviews.io rather than trusting a number quoted on a page like this one. **Q: Is Desktronic a legit company?** A: Yes. Desktronic is a real desk manufacturer selling direct through desktronic.co.uk and desktronic.com, its desks are made in Europe, and it carries a public review profile on both Trustpilot and Reviews.io. I bought mine with my own money, it arrived in two days, and the five-year warranty is on the product page. I have had no cause to test the warranty in four months. **Q: Is the Desktronic HomePro worth it?** A: Yes. After four months of daily use I rate it 8.5 out of 10 and would buy it again. It is quiet, stable for the money, the dual motors lift a heavy three-screen setup without complaint, and the thick top has not scratched or marked once. At around £380 for the full 160cm desk it sits below premium brands while feeling close to them in build. **Q: How much does the Desktronic HomePro cost in the UK?** A: I paid £380 for the full 160cm by 80cm HomePro desk, frame and walnut-effect top together, bought direct from desktronic.co.uk. The frame on its own starts at around £279. Prices vary by size and finish, so check the current listing. You can take £15 off any order over £200 with my referral link. **Q: What is the Desktronic referral code?** A: Desktronic runs a referral scheme through a link rather than a code you type at checkout. My referral link takes £15 off any Desktronic order over £200, applied automatically when you order through it. There is nothing to copy or paste, just open the link and the discount lands on your basket. --- ## Wispr Flow - Page: https://mikemcdonnell.co.uk/wispr-flow-referral-code - Link: https://wisprflow.ai/r?MIKE454 - Code: MIKE454 - Bonus: $15. 1 free month of Wispr Flow Pro ($15 value) - Verified: 2026-09-04 - Valid from: 2026-01-31 ### TL;DR Use Wispr Flow promo code MIKE454 to get 1 free month of Wispr Flow Pro (worth $15). The code works as both a referral code and a promo code: embedded in the link wisprflow.ai/r?MIKE454, applied automatically at sign-up. No manual entry needed. ### How to claim 1. **Open the referral link**. Click wisprflow.ai/r?MIKE454 to open the Wispr Flow sign-up page with the promo code applied automatically. 2. **Create your Wispr Flow account**. Sign up with your email address and create a password. The MIKE454 code is applied automatically, no manual entry needed. 3. **Install the Wispr Flow desktop app**. Download the Mac or Windows app and grant microphone permissions. iOS and Android apps are also available. 4. **Complete your profile setup**. Set your dictation language and shortcut key. Wispr Flow learns your vocabulary and writing style over time. 5. **Start dictating**. Hold your shortcut key, speak naturally, and Wispr Flow converts your speech into formatted text. Your free month of Pro is active immediately. ### FAQ **Q: Does the Wispr Flow promo code MIKE454 expire?** A: Code MIKE454 is active as of August 2026 with no published expiration date. Wispr Flow occasionally rotates referral promotions; if the code stops working, contact me via the contact form and I will update the post with the latest code. **Q: Is MIKE454 a promo code or a referral code?** A: It is both. Code MIKE454 is Mike McDonnell's referral code and works exactly like a Wispr Flow promo code: it gives any new user 1 free month of Pro ($15 value). Use the link wisprflow.ai/r?MIKE454 and the discount applies automatically. **Q: Can I combine the Wispr Flow MIKE454 code with other discounts?** A: Wispr Flow referral codes generally cannot be combined with the 50% student discount or other promotional offers. Students with valid .edu emails should compare both options; the 50% discount on annual billing is often more valuable than one free month. **Q: Is there a Wispr Flow free trial without a code?** A: Yes. Wispr Flow offers a 2-week free trial without any code. Using promo code MIKE454 adds an additional free month of Pro on top of that trial, giving you roughly six weeks of full Pro access before the first paid month. **Q: Do I need a credit card to use the Wispr Flow promo code?** A: Yes. You will be asked for payment details when activating the free month with code MIKE454. You are not charged for the first month; your card is billed only if you continue past the free period. Cancel any time before the trial ends to avoid charges. **Q: How does Wispr Flow compare to Google Docs voice typing?** A: Wispr Flow is around 99% accurate vs roughly 95% for Google Docs voice typing, and works system-wide across any app (Gmail, Slack, VS Code, Notion). Google Docs voice typing only works inside Google Docs. Wispr Flow also handles punctuation, capitalisation and technical terminology automatically. --- ## Fiverr - Page: https://mikemcdonnell.co.uk/fiverr-review-uk - Link: https://www.awin1.com/cread.php?awinmid=6288&awinaffid=2904635&ued=https%3A%2F%2Fwww.fiverr.com%2F&platform=pl - Bonus: £10. New Fiverr customers typically get 10% off their first order, applied automatically at checkout - Verified: 2026-06-08 - Valid from: 2026-06-08 ### TL;DR Fiverr is worth it for one-off creative and admin tasks where you want fast, affordable help without hiring. Quality varies, so you have to vet sellers and check reviews. New customers typically get 10% off their first order. It is not a replacement for a trusted long-term contractor on core work. ### How to claim 1. **Open Fiverr and create an account**. Sign up via my link. New customers usually see a first-order discount (often 10%) applied automatically at checkout. 2. **Search the exact service, not a job title**. Search for the deliverable, for example 'WordPress speed fix' or 'product photo retouch', rather than 'developer' or 'designer'. You get more relevant sellers. 3. **Filter and read the reviews properly**. Sort by seller level and rating, then read the recent reviews and check the seller's portfolio. Skip anyone with thin or generic feedback. 4. **Message before you order**. Send a short brief and confirm scope, timeline and revisions before paying. A good seller replies fast and asks sensible questions. 5. **Start small, then scale**. Place a small first order to test quality and communication. If it is good, reorder or move them onto a bigger brief. ### FAQ **Q: Is Fiverr worth it for a small business?** A: Yes, for the right jobs. Fiverr is worth it for one-off creative and admin tasks like logos, video editing, voiceover, data entry and quick fixes, where you want fast, affordable help without hiring. Quality varies, so you vet sellers and start small. It is not the right tool for core, ongoing work that needs a trusted long-term contractor. **Q: Is Fiverr legit and safe?** A: Yes. Fiverr is an established public company and one of the largest freelance marketplaces. It holds your payment in escrow until you approve the work, which protects both sides. The main risk is not safety, it is quality variation between sellers, which you manage by reading reviews and starting with a small order. **Q: How much does Fiverr cost for buyers?** A: You pay the gig price plus a Fiverr service fee of around 5.5% at checkout, and a small order fee (a couple of pounds) on low-value orders. The final price is always shown before you pay. Extras like rush delivery or extra revisions add to the cost, so check the package tiers carefully. **Q: Do new Fiverr customers get a discount?** A: Yes. Fiverr runs a first-order promotion for new customers, usually 10% off, applied automatically to your first purchase when you create a new account. Check the discount shows at checkout before you pay. **Q: What can I outsource on Fiverr?** A: Common business tasks include logo and brand design, social media graphics, video editing, voiceover, explainer animation, data entry, transcription, presentation design, copywriting, and small WordPress or technical fixes. It is best for defined, one-off deliverables rather than open-ended ongoing roles. **Q: Is Fiverr or Upwork better for small business?** A: Fiverr suits fixed-price, one-off gigs where you want fast turnaround and a clear deliverable. Upwork suits hourly or longer-term hires where you want to interview and manage someone over time. For quick creative and admin tasks, Fiverr is usually faster and simpler. --- ## TopCashback - Page: https://mikemcdonnell.co.uk/topcashback-referral-code - Link: https://www.topcashback.co.uk/ref/mikemcdonnell/?source=App-iOS-TAFPage - Bonus: £10. £10 sign up bonus for a new member who joins via my referral link and meets the current offer terms (I earn £30). The amount changes from time to time, so check it at sign-up (as of August 2026). - Verified: 2026-08-04 - Valid from: 2026-04-16 ### TL;DR Join TopCashback through my referral link and you get a £10 sign up bonus once you meet the offer terms shown when you join. I earn £30 for the referral. TopCashback is the UK's largest cashback site with 6,000+ retailers and is free to join. The bonus amount does change, so check the figure at sign-up. ### How to claim 1. **Open my TopCashback referral link**. Click topcashback.co.uk/ref/mikemcdonnell. The referral is attached automatically, so there is no promo code to type. 2. **Create a free TopCashback account**. Sign up with your email address and a password. No credit card required. 3. **Add your payment details**. Add a UK bank account or PayPal so you can withdraw cashback once earned. 4. **Shop through TopCashback and meet the offer terms**. Click through to a retailer via TopCashback and shop as normal. The sign up bonus is triggered once you meet the current new-member terms shown when you join, which do change from time to time. 5. **Wait for the £10 bonus to be added**. Once your qualifying activity tracks and confirms, the £10 sign up bonus is added to your account. It turns payable after the retailer's returns window closes. 6. **Withdraw via bank transfer, PayPal or vouchers**. Bank transfers are free and typically arrive within 5 to 7 working days. Some payment methods offer up to 50% extra value (Tesco Clubcard, Amazon vouchers etc.). ### FAQ **Q: How do I get the TopCashback sign up bonus?** A: Sign up via a referral link such as topcashback.co.uk/ref/mikemcdonnell, create your free account, then shop through TopCashback and meet the new-member terms shown when you join. The sign up bonus is added to your account once your qualifying activity tracks. There is no promo code to type. The referral link does the same job automatically. **Q: How much is the TopCashback sign up bonus?** A: Through my referral link, the sign up bonus for a new member is £10, and I earn £30 for the referral, as of August 2026. TopCashback also runs its own separate new-member promotions on its site at different amounts from time to time, sometimes higher, so the figure does move. Always check the amount shown when you join. **Q: How long does the TopCashback sign up bonus take to arrive?** A: The bonus is added to your account once your qualifying activity tracks, which is usually within hours to a few days. It then sits as 'pending' and turns 'payable' (withdrawable) after the retailer's returns window closes, typically 60 to 90 days. Once it is payable you can withdraw it to your bank in 5 to 7 working days. **Q: Is the TopCashback bonus a code or a referral link?** A: It is a referral link, not a typed promo code. TopCashback does not use manually entered codes for the sign up bonus. You click the referral link (topcashback.co.uk/ref/mikemcdonnell), and the new member offer is attached to your account automatically. Searching for a 'TopCashback promo code' just leads back to a referral link like this one. **Q: Is TopCashback free to join?** A: Yes. TopCashback Classic membership is completely free with no monthly or annual fees. Plus membership is optional and costs £5 per year for higher cashback rates on participating retailers. The sign up bonus applies to both Classic and Plus members. **Q: How long does TopCashback cashback take?** A: Most cashback is tracked within hours and confirmed as 'pending' within a few days. It moves to 'payable' status once the retailer's returns window closes, typically 60 to 90 days. Insurance and travel can take up to 12 months because of cancellation periods. ---